What to do if you don't qualify for a credit card?

sallyali

POINTLESS FORUM!! No wonder so many of you have to save money if you waste it posting unhelpfull remarks!!

experience08

sallyali wrote: »

thank you for the help and sorry for the loooooong question!!!

Can't help, but just out of interest, how long did it take you to input that question through your key board?

chattychappy

Perhaps you can consider Metrobank, if there is one near you (they are opening new branches). AFAIK their debit card is free to use overseas.

I'm afraid your profile just doesn't look good to a lender. You are on a relatively low income and it seems your employment history (and future) is unstable. So I doubt whether you will get any of the credit cards that are good for forex. If you want to "build" your record, then you might try something like Vanquis, but that won't fix the fundamentals of low income etc

I don't know anything about pre-pay cards.

chattychappy

Oh it seems like you've been around this loop before:

https://forums.moneysavingexpert.com/discussion/3404861