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Legal loophole - can I avoid my credit card debt?

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Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    section 93 of the 1800 consumer credit act states you must of been over 18 and your parent holding you hand, if not its invalid and should not be paid
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    I think the OP is a TROLL !
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    edited 13 August 2011 at 1:44AM
    I've just had a call from 'moneysaving citizens advice debtline expert' saying I can have my mortgage written off if I don't have a golden retriever and 'beware of dog' sign on my porch.
    They want £1000 upfront and state if I have a chocolate labrador they can sue the breeder for misselling.
    I don't have a mortgage or porch, and my petite cat, although the right colour, doesn't look particularly canine, but they say it doesn't matter and the guy on the phone sounded trustworthy. It sounds totally genuine. They want a vial of my blood on a solid silver curblink chain plus direct access to my bank account for the next 24 hours. Should I do it?

    What's the worst that could happen, I mean even if they raided my account, I can just sue my bank for refund because of me giving them my details, right?
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    A mate of mine recently got some trainers. He didn't get a receipt (he was in a hurry).

    Did they smell of smoke as well?? I would claim for damage to his lungs!:p
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • Very amusing lol
  • iAMaLONDONER
    iAMaLONDONER Posts: 1,669 Forumite
    A mate of mine recently got some trainers. He didn't get a receipt (he was in a hurry).

    Turns out they are the wrong size. Can he insist on replacements?

    What about s75? Or any other legislation?

    If he bought it with a credit card

    he can use his credit card statement
  • gb12345
    gb12345 Posts: 3,055 Forumite
    If he bought it with a credit card

    he can use his credit card statement

    Are you really going to resurrect every thread from the last 2 years?

    What is it an attempt to up your post count for some future spamming attempt?
  • iAMaLONDONER
    iAMaLONDONER Posts: 1,669 Forumite
    gb12345 wrote: »
    Are you really going to resurrect every thread from the last 2 years?

    What is it an attempt to up your post count for some future spamming attempt?

    No and No

    I'm just curious
  • Dogger69
    Dogger69 Posts: 1,183 Forumite
    gb12345 wrote: »
    Are you really going to resurrect every thread from the last 2 years?

    What is it an attempt to up your post count for some future spamming attempt?

    Even more bizarre, he didn't even answer the question! ;)
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