store card insurance claim

linzi_83

hi, i'm new to this site and not sure of some of the jargon. i have 3 store cards in which i have just realised i pay account cover payment or protection, i have had these cards for 5 plus years, 2 of which are still active. would i have a case to claim back on these cards? any help would be much appreciated. also i had hp finance with black horse within the last 6 years, would i be able to still claim on this aswell? please help me, thank you.

di3004

Hi and welcome

Check the details below and see if any of the mis selling reasons apply to you, if so then go for it by completing the reclaim questionnaires on step 3, send to the ones responsible for selling you the accounts, keep copies for yourself as well.
They generally have 8 weeks, but will write to ask more time if this is required, good luck,

http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance#ways

http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance#step3

If you've only became aware of the ppi mis selling, make them aware of that as well, do not worry about the 6 year time barring, many have still been successful from making reclaims from the 90s and so.

linzi_83

thanks, i deffinatley have grounds for this but who do i send the letters to, the creditors or the company who signed me up for the cards?