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Is mortgage lender valuation survey enough?
Comments
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I'm with RT on the surveyor issue too.
With lenders "panelling" stuff via E-Surv and Countrywide I'd commission my homebuyer's report from a separate local surveyor I could talk to face to face about any issues.
Some of the lender/estate agent/surveyor relationships are getting a bit too cosy for my liking. Particularly among the national chains.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Just a note, they're unlikely to lift carpets on a home buyers survey either.
Our report says something like "floor coverings prevented inspection of woodwork".
The carpets upstairs weren't fitted at all so it was quite possible to lift them no problem, but it's not something they'll normally do for a homebuyers report.0 -
Agreed - they won't lift carpets, or move furniture. They should however go into the loft space providing they can get in. Everything will be legally caveated, particularly concerning areas they cannot access (such as the top of the roof etc).0
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Thanks for the link, ruggedtoast! I have a list of local surveyors now starting from £286.....will call them tomorrow!:T
I used one in Crawley called M K Mahar, they cover a pretty wide area. I think its a husband and wife that farm out the work to people they know.
That was the cheapest and I had no complaints.0
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