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Should I claim on car insurance?

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Comments

  • scheming_gypsy
    scheming_gypsy Posts: 18,410 Forumite
    slyracoon wrote: »
    Even if you don't plan on claiming you must still inform your insurer (?


    yeah i can just see a badger phoning his insurance company to tell them that the OP hit them...
    there's no need to tell the insurance company about something like this unless you're claiming. Nobody else is going to make a claim so it's not going to appear on any record.
  • yeah i can just see a badger phoning his insurance company to tell them that the OP hit them.

    How do you know it was a badger?
    If may well have been a meerkat, in which case the OP is well and truly !!!!!!ed!
  • Strider590
    Strider590 Posts: 11,874 Forumite
    How do you know it was a badger?
    If may well have been a meerkat, in which case the OP is well and truly !!!!!!ed!

    Badger wrote my last car off, they're becoming a menace and a major cause of road accidents. Too many of them and they're "cute".....
    “I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

    <><><><><><><><><<><><><><><><><><><><><><> Don't forget to like and subscribe \/ \/ \/
  • "Badger wrote my last car off, they're becoming a menace and a major cause of road accidents"

    That's one of the problems with the little bleeders. They never study the highway code before they start driving.
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    Lum wrote: »
    Your premium will go up by £100, but that lasts 3-5 years (depending on insurer, so £300 - £500). There's also the PITA factor of it taking longer to get every single quote as you go over the accident over and over again.

    Also the insurance repairer won't use the parts you bought, they'll supply their own leaving you stuck with a bumper or whatever that is no good to you. You will not be reimbursed for these parts.

    May as well just carry on fixing it yourself.


    Agreed, but if you pay the repairer yourself then they should be prepaired to use the parts you supplied as a further option.;)
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • beachie
    beachie Posts: 463 Forumite
    edited 11 August 2011 at 10:20PM
    Removed detail. Thank you very much for your response.
    Mortgage: [STRIKE]Jan 11 - £91830 [/STRIKE][STRIKE] Jan 12 - £89'199[/STRIKE] May 14 - £69'999 Car Loan: [STRIKE]Jan 11 - £3658 [/STRIKE] July 12 - £0! Credit Card: [STRIKE] Jan 11 - £3300 Jan 12 - £2250 [/STRIKE] Oct 13 - £0

    MFiT-T3:#43 (Half Mortgage) April 13 - £10719/£42875 (25.00%)
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