Question Regarding Successful PPI Reclaim With Lloyds

IANC

tifosi wrote: »

Power -

are you prepared to put the amounts and calculations up here so we can scrutinise them for you?

Also, I think FOS is the wrong approach to start with as you will get buried in literaly hundreds of thousands of other cases

I would be inclined to scan the original calculations letter and email it to the CEO of Lloyds TSB at:

[EMAIL="antonio.osorio@lloydsbanking.com"]antonio.osorio@lloydsbanking.com[/EMAIL]


Expressing in no uncertain terms your disgust at this unjustified turnaround on their part and demanding that he investigate it and provide a full explanation

As I said, in the meantime, if you could post the calculations up we can check them over?

I 100% agree with Tifosi.

The CEO route will get a swift response and probably the one you want.

The FOS route will no doubt get you what you want, but you may have to wait 12 months :eek:

Powersmurfuk

tifosi wrote: »

Power -

are you prepared to put the amounts and calculations up here so we can scrutinise them for you?

Also, I think FOS is the wrong approach to start with as you will get buried in literaly hundreds of thousands of other cases

I would be inclined to scan the original calculations letter and email it to the CEO of Lloyds TSB at:

[EMAIL="antonio.osorio@lloydsbanking.com"]antonio.osorio@lloydsbanking.com[/EMAIL]


Expressing in no uncertain terms your disgust at this unjustified turnaround on their part and demanding that he investigate it and provide a full explanation

As I said, in the meantime, if you could post the calculations up we can check them over?

Many thanks for the reply and the advice.

In relation to the calculations, here is the following;

£15k (think it was that) loan taken out over 5 years and finished in 2003. I remember paying off the loan early.

Here is the break down;

Refund of premiums £2339.05
Early Settlement difference £1096.37
Interest at 8% calculated up to 10 August 2011 £2489.46
Total £6089.88

As I said in my first post, the amount paid back was £2756.45

See what you guys think. In reation to emailing the CEO, is it really worth it? Do you really think he is going to reply?

Cheers