Weds 10th Aug - what small DFW things will you do today??!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :T :j

Hello there good people

I hope you are all safe and well, wherever you are in this crazy world :grouphug: WelshWoofer - I hope you aren't near any of that...

Here's me:

• Walking
• Put £2 coin in my stash - got a mini competition going with MIL to see who can fill their Jelly Tots tube first :cool: (we reckon that will be about £100) - nowt like a bit of competition to spur you on
• HM lunch to work
• Leftovers for tea tonight - roast chicken - deciding what to do with it - oooh the possibilities are endless with leftover roast chicken :rotfl:
• Working hard

Bit boring really, mainly just trying not to spend... (sounds simple!) Feeling pretty content with my lot atm so shouldn't be too hard.

Catch up later everyone!

xxx

Tebheag

Good morning all
Hope you are all still safe
Today try and do lots of work as I am behind.
Not very DFW but think i am going to have to give in and pop to hospital my foot is still bad after a week and so bad at night its bringing tears to my eyes !
Get washing done
Check bank
Check surveys think thats it for today
Oh all food from stores !
No going to shop for chocolate fix. Hopefully can manage this one.

Hope you all have a good day x

josiebabie

Moooooorning all!
Had a brilliant nights sleep last night so raring to go this morning!
Here is my list:-
- Checked banking
- HC on line
- DM has DD today saves me a days nursery fees
- Lunch and snacks from stores
- Start on plans for cake making for Saturday
- Dinner from stores, DM cooking bangers and mash
- DM posting ebay sales today
- 1 x HC tonight
- Surveys
- Sell a purge
- Sparkle

J x

ixia

Thanks for starting us La E

Morning everyone

Today I will:

• Go to bank to put in cheque- not mine unfortunately
• drop DD1 at work
• return school skirt too short for DD1
• go to new look get few other school bits for DD1 while DD2 with me use her student card for discount
• go to HB- cheap free range eggs

Going to a view a house this afternoon it's really run down but at a discount price been on the market for about 2 years and the've just dropped price again. Dh says he's not interested but I am going to see it if I get a good feel for it I am sure I could talk him round

Have a good day everyone.

Amara

Hello!
I checked my emails and ebay, had a shower and had a breakfast, I will:
-[STRIKE]go to my four customers[/STRIKE]
-cook a tea
-[STRIKE]give an advert for my business[/STRIKE]
-running workout
-some ironing
-then I'll see
Bye!

WelshWoofer

Morning everyone - thanks for asking La E - I'm in the leafy suburbs plenty of distance away from the city centre but its still scary - just mindless thugs really with a pack mentality.

Anyway, at last my house is my own:j - the decorators have finished and there's no-one expected today so hopefully its a nice quiet day. Could do with one, its been like Picadilly here lately! I think the new colour will take a bit a getting used to but it looks lovely and clean and fresh - the only problem is that the living room looks a bit tatty and dowdy now. It'll have to wait for a few months though as it will need a new carpet, wallpaper, painting, new soft furnishings etc............



Today's efforts...

• Checked bank - £150 has been refunded to me from L&G mortgage repayment thingy that I've cashed in (must have paid the month prior to cashing it in:j) Done
• Paid CC and Next Done
• Pop to Dunelm to take back doormat (looks cheap in comparison to the new decor - ooh, get me!) and get print for the top of the stairs I saw last time Done
• Clean guest room/office window ready for blind fitting Not done - pouring with rain!
• Put vertical blind back up in the hall now paint is dry Failed miserably!
• Touch up my own painting now everything is back in place (will only take 10 mins) Done
• Hoover and dust Done
• Do some school work (still haven't managed this!) Failed miserably!
• All food from stores Done
• Add to shopping list for weekend Done
• Put kick boards back in kitchen now everything's finished
• Walk dog lots Done in the rain
• Have a nice bath later and do a face scrub and body scrub etc (now the house is done I need to work on me!) Done

That's all for today so far - hope everyone has a good day.

HollowTree

Morning all!

For me today:

[STRIKE]Check quidco for tracked cashback from Npower[/STRIKE]
[STRIKE]Check bank account [/STRIKE]
Print Tesco vouchers (doubled value) for shopping tonight
[STRIKE]Call Eon to complain about misold duel fuel and write follow up complaint letter[/STRIKE].
Lunch from stores
Finish essay
Meal plan for weekend camping trip
Dinner - probably combination of stores and Tesco freebies


Wishing you all a lovely day!

starnac

morning all (just)

haven't posted on here for a while and I find I don't get as much done when I don't!

so my list today is

[STRIKE]check banking[/STRIKE] no change
[STRIKE]coffee morning at church[/STRIKE]
[STRIKE]check emails[/STRIKE] still not got the one I have been expecting
[STRIKE]pay cc[/STRIKE] DH has promised to do an OP on monday when he gets paid
put money in lloyds account
photocopy documents for car claim
NVQ work done some but not as much as I'd like. Must finish the work by monday
[STRIKE]HC[/STRIKE]
[STRIKE]airer dry[/STRIKE] doesn't look too promising out
cancel cheque which didn't arrive
[STRIKE]check surveys[/STRIKE] no new ones

that'll do for now I think

Happy Wednesday everyone

Skint_Not_Mint

Morning All, hope you don't mind a newbie joining in

Today I shall mainly be at work (clearly not getting much done right now!!) but here are my DFW for today

• Chase O2 - they deducted £10 from my bank account, but haven't yet topped up my Mobile Broadband after telling me the transaction had failed. I've faxed them over a bank statement showing the money going in. Just hope they accept an internet statement and upload my data before I need to use it tomorrow
• Lunch - homemade soup I stole from my parent's freezer. I go to my parent's for tea on a Monday, it's always some type of HM soup and HM bread and there is always some of last week's in the freezer which none of them ever eat.
• After work I have Slimming World (aka fat club)... I usually drive the mile and a half there but may walk - however we are suffering torrential rain again today so that is doubtful
• At fat club, stay within target range so I don't have to pay £4.95
• Tea will possibly be some HM lasagne I have in the freezer, altho I didn't take it out so maybe not... It will be something cheap and cheerful anyway

Happy Hump Day all

Wannabe01

Good afternoon everyone. It’s a horrible wet day here today. I’m having a quite day in terms of work, as it is my ds’s birthday, can’t believe he is 8. La E – Thanks for starting us off today.



My list for today:

• Complete daily clicks DONE
• Catch up with emails DONE
• Sort food for ds’s party DONE
• Spend time with dh and the kids DONE
• Take dd to baby group DONE
• Do some course work DONE
• Take dd for her first vaccinations DONE
• Complete surveys that are in my inbox DONE
• Keep kids entertained at ds’s party (expecting about 12, but weather may put some off) DONE

Pernicious

Hiya,

I hope you are all safe and well, wherever you are in this crazy world :grouphug: WelshWoofer - I hope you aren't near any of that...

La Escocesa - Couldn't have put this better myself, thanks for starting us off today.
Tebheag - Hope the docs sort your foot out, sounds awful!
Welshwoofer - Yay glad your house is all sorted (& your pooch can now have a rest hehe)
Skint Not Mint - Welcome!

Today's listy:-

• [STRIKE]Used freebie deodorant that I am being paid to trial [/STRIKE]
• [STRIKE]Used freebie moisturiser [/STRIKE]
• [STRIKE]Using freebies for Mr T's Home Panel [/STRIKE]
• [STRIKE]Made use of free water at work [/STRIKE]
• [STRIKE]Staying in for my lunchbreak to avoid the shops [/STRIKE]
• [STRIKE]Food from stores/leftovers for lunch [/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• Enter comps
• [STRIKE]Check ebay[/STRIKE]
• [STRIKE]Will use freebie toner as part of Tesco Home Panel[/STRIKE]
• Check out Flylady thread & do some decluttering - Seriously need to get on this one
• Sort airport parking - & this one...
• Sort out RAC paperwork - & this one....:o
• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Take refillable bottle to TKD[/STRIKE]
• [STRIKE]Read Martin's email[/STRIKE]
• [STRIKE]Claimed free angel delight sample[/STRIKE]

Have a great, moneysaving day everyone x