Study year abroad - insurance?

jellymid

My daughter will be doing her second year at university in Canada. She must take out their health insurance policy when over there for £290, but this leaves the following that need to be covered:

Travel to and from Canada
Any trips to the USA whilst she is over there
Belongings, computer etc whilst she is there.

The Gap year cover/ study year abroad cover is very expensive - as the health insurance is included again, but would not be required.

Any suggestions as to how to save some money here? We spoke to a broker who only offered gap year cover in essence.

I have posted this in the Insurance section, but got no response
Just posted in the travel forum, too.
Grateful for any advice

Oldernotwiser

Have you looked at Endsleigh's study abroad travel insurance?

http://www.endsleigh.co.uk/Travel/Pages/study-abroad-insurance.aspx

jellymid

Yes we have, thankyou, though. We would be paying again for the medical insurance cover, so another £250+. It's starting to get very expensive!

Oldernotwiser

jellymid wrote: »

Yes we have, thankyou, though. We would be paying again for the medical insurance cover, so another £250+. It's starting to get very expensive!

Sorry, even at £500 in total, that seems incredibly cheap to me for a year's cover.

jellymid

I guess it's just that the Endsleigh cover alone would be enough, but the University health care insurance is mandatory. We are paying for the same cover twice, in effect.

Oldernotwiser

Right, I understand now.

Have you checked to see whether the university insurance is still mandatory if you can show that you've already taken out appropriate cover?

jellymid

Yes, we have. I think we could probably do one way trip insurance, she could get room insurance over there, then try to arrange one way trip insurance back. The problem lies if she decides to go on a jaunt to America whilst she is over there. I think we will just have to bite the bullet here. We have found a study abroad plan from thirdyearabroad, which is a little bit more expensive than Endsleigh, but seems better, more flexible cover. At least she'll be covered for all eventualities then, it'll probably be worth it for the peace of mind! Thanks for your suggestions.