Tenant reference check - advice please!

oceanscape

I have just (2 weeks ago) moved house. The electoral roll forms have been sent to get changed to my new address, but on Experian CreditExpert I am still showing at my old address (not just for the electoral roll but ALL my accounts still list my old address too).

What should I do? Surely the credit/reference checks will come back rejected if I put my new address, as it won't match with the old address still listed on CreditExpert? Is it best to just stick the old address down?

Appreciate any advice!
Thanks.

KRB2725

If you have just moved, who are you expecting to look at your credit file? I don't know how long it will take the agencies to update, but wouldn't have thought it would take much time.

oceanscape

emmatthews wrote: »

If you have just moved, who are you expecting to look at your credit file? I don't know how long it will take the agencies to update, but wouldn't have thought it would take much time.

Sorry, I didn't make myself clear. I've just moved house but I'm splitting up with my partner and therefore have taken out a rental. Just agreed the details and now they are credit check/referencing me, but I'm worried that the new address we have just moved to won't be on the "system" yet.

Mikazaru

It normally asks for a previous address if you've lived somewhere less than 3 years, is there anywhere you can give a previous address on the form or ask to use your old address, as soon as one account is updated your files will be linked.

G_M

Just provide previous addresses.

FireWyrm

The credit reference agencies keep cross-references to all previous addresses within the last three years and in my case, apparently longer because I'm still showing a reference to a house I havnt lived in for 6 years. Dont worry, the system deals with this all the time. Unless there is something really naughty in your past, I doubt it will be a problem, just give them previous addresses and they'll do the rest.

oceanscape

Thanks all.

I noticed that one of the criteria for the credit/reference check is "listed on electoral roll at current address".

Since I have just moved, the answer to this is NO. I sent in the electoral roll registration form but the council told me it can take 8 weeks to filter through to the credit reference agencies.

Is this likely to be an issue? The letting agent said I would be rejected if not listed on the electoral roll. Or will it just default back to my old address? So confused