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opening joint account with OH
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BargainRani
Posts: 8 Forumite
Hi
Please can anyone help me
I currently do not have a current joint account with my OH as he had a bad credit rating about 4 yrs ago. We pay bills separately as we dont have have any joint bills in our name.
If I open a joint account will I be linked to my OH? My credit rating is very good. Will my credit rating be affected?
I would be grateful for any information
Please can anyone help me
I currently do not have a current joint account with my OH as he had a bad credit rating about 4 yrs ago. We pay bills separately as we dont have have any joint bills in our name.
If I open a joint account will I be linked to my OH? My credit rating is very good. Will my credit rating be affected?
I would be grateful for any information
0
Comments
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Yes, you will be financially linked if you open a joint current account or any joint credit facility. You should consider carefully before proceeding.Before you ask, yes, I work for a bank, but no, I didn't get a bonus!0
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Yep, his previous shoddy ways will bring your credit rating crashing down."We want the finest wines available to humanity, we want them here, and we want them now!"0
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How bad was it? Bankrupcy? Just missed payments? Has he changed his ways? Just thoughts springing to my mind to consider before you do anything. I am all for joint accounts with a spouse, just hoping you have considered these points as wellMortgage Balance10 August 2011 £238863.97:eek:Aim: £220500 @ 10/08/120
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