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opening joint account with OH

BargainRani
BargainRani Posts: 8 Forumite
in Budgeting & bank accounts
Hi
Please can anyone help me
I currently do not have a current joint account with my OH as he had a bad credit rating about 4 yrs ago. We pay bills separately as we dont have have any joint bills in our name.
If I open a joint account will I be linked to my OH? My credit rating is very good. Will my credit rating be affected?

I would be grateful for any information

Comments

  • smartiedriver_2
    smartiedriver_2 Posts: 444 Forumite
    Yes, you will be financially linked if you open a joint current account or any joint credit facility. You should consider carefully before proceeding.
    Before you ask, yes, I work for a bank, but no, I didn't get a bonus!
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Yep, his previous shoddy ways will bring your credit rating crashing down.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • superwoman247
    superwoman247 Posts: 66 Forumite
    How bad was it? Bankrupcy? Just missed payments? Has he changed his ways? Just thoughts springing to my mind to consider before you do anything. I am all for joint accounts with a spouse, just hoping you have considered these points as well
    Mortgage Balance
    10 August 2011 £238863.97:eek:
    Aim: £220500 @ 10/08/12
This discussion has been closed.
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