We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
WFS & Defaults

scrappy04
Posts: 19 Forumite
Good morning,
This might not be the right place to put this, but I'll give it a go.
Though I got some good news that WFS mis sold insurances to me and compensation has been paid (search my previous posts), I have now been handed a Default notice by WFS for non-payment.
The Default was issued on 3rd August 2011 and no pre-default warning notice was provided prior to this date. The last communication I had from WFS was in June with regards to why i was liable for insurances after a VT'ing my HP....FSCS agreedf i was right and paid out.
I believe this is wrong that WFS issue a default without a pre-default warning? And can they really provide a default even if the account is in dispute?
How can I go about trying to get this default removed? As without a pre-warning notice, it is unsubstantiated.
This might not be the right place to put this, but I'll give it a go.
Though I got some good news that WFS mis sold insurances to me and compensation has been paid (search my previous posts), I have now been handed a Default notice by WFS for non-payment.
The Default was issued on 3rd August 2011 and no pre-default warning notice was provided prior to this date. The last communication I had from WFS was in June with regards to why i was liable for insurances after a VT'ing my HP....FSCS agreedf i was right and paid out.
I believe this is wrong that WFS issue a default without a pre-default warning? And can they really provide a default even if the account is in dispute?
How can I go about trying to get this default removed? As without a pre-warning notice, it is unsubstantiated.
Is aiming to be debt free in 2011!
Slowly fighting WFS over PPI - this site will win it for me. :j
August 2011 WFS Update: WFS declared in default by FSCS. Compensation paid, debt cleared!
Slowly fighting WFS over PPI - this site will win it for me. :j
August 2011 WFS Update: WFS declared in default by FSCS. Compensation paid, debt cleared!
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards