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My first spending diary. August 2011 :)
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12th - NSD
*No debts*
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13th - NSD

*No debts*
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Well done you :T0
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Thank you. Isn't it amazing how not spending money can cheer you right up?!?*No debts*
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14th - £3.87 on groceries for lunches next week*No debts*
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15th £20 oyster top up to get to work*No debts*
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I agree 'confessing' to how much money you spend really does cleanse your soul and make you think do I really need this? I'm new to this too and I've come a long way on my own but now I really believe I can become debt-free (hopefully via the 1 debt in 100 day challenge) as everybody here is wonderfully :beer: supportive.
I don't know about you, but I can't talk to my family or friends about my debt. Money's always been seen as something very private for all of us. My OH is fabulous and we are tackling it together but I still feel quite alone (well not now joining MSE).
I too have never had a NSD before, and I'm new to Internet banking, so hopefully that'll make it easier to check-up on myself and keep the momentum going.
But definately try some of the challenges, it's really surprising how much they spur you on. I'm now treating my debt as a win-win game; it can only get smaller.
Best of Luck,
Magpie23
-x-LBM: Oct 2009 When CC debt was £25,000+From Aug 2011: Paid: NatWest 1: £1862, NatWest 2: £869 Egg 1: £2188.95Egg 2: £1832
Total CC Debt: £0 !!All thanx to '1 Debt in 100 Days (part 6)'"We are all lying in the gutter but some of us are looking at the stars." Oscar Wilde0 -
16th 2.50 library fine grrr*No debts*
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17th NSD
18th 70.68 on groceries
19th NSD
20th-21st 77.00 weekend away
22nd 1.50 on bread for lunches for work
23rd 4.69 on 2 CDs (naughty little treat)
24th 2.90 on lunch as I forgot to bring it in grrr*No debts*
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