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Debit card minimum spends.

135

Comments

  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What the shops charge compared to ryanair and all is nothing, just think yourself lucky your not charged a ryanair fee to buy a newspaper
  • gordikin
    gordikin Posts: 4,422 Forumite
    DCFC79 wrote: »
    What the shops charge compared to ryanair and all is nothing, just think yourself lucky your not charged a ryanair fee to buy a newspaper


    Exactly my point! The OP appears to have gone walkabout re. this?
  • If there is a minimum amount it must be clearly displayed at the point of sale.

    Its bloody annoying though, especially nowadays where more and more people don't carry cash.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    arcon5 wrote: »
    :o

    If you spend £1000 with me, you can pay in all 5p's if you want :D
    That would be 65 kilograms of 5p peices. A bit too much to carry to the bank and I don't think the till would be strong enough to keep it all in so I wouldn't accept it. It'll waste too much of my time bagging it up for the bank to convert it into a manageable wad of £20 notes.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • If there is a minimum amount it must be clearly displayed at the point of sale.

    Its bloody annoying though, especially nowadays where more and more people don't carry cash.

    No it doesn't - the shop keeper can tell them when they get to the till, until then all terms of the sale are still open for negotiation.
    Thinking critically since 1996....
  • bris
    bris Posts: 10,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It used to cost me 26p for every debit card transaction and 1.5% for credit cards, the lower the turn over the higher the fee, I was somewhere in the middle.
    There is no point in a small corner shop accepting a card for under a set amount as its not viable for them.
    My local shop charges a handling fee for top up transactions, i.e lottery sales and gas top ups etc, this is understandable as it still cost the same card fees but they only get about 5% or less from the top up. If they were imposed rules which stated they must accept the card whatever the price then they would simply remove the facility from their shops.
  • vyle
    vyle Posts: 2,379 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    gordikin wrote: »
    What Services do you offer?

    Acorn offers a comprehensive 5p coin storage solution.
  • gordikin wrote: »
    What do ryanair charge for cc/dc transactions...forget the cornershop?

    Because its Ryanair and they would charge you for breathing if they could get away with it (and then probably charge your corpse / family / estate for littering if you held your breath and suffocated). :rotfl:
    Cheltenham Dude

    "So, Lone Star, now you see that evil will always triumph because good is dumb. "
    Dark Helmet, Spaceballs
  • fluffnutter
    fluffnutter Posts: 23,179 Forumite
    gordikin wrote: »
    What do ryanair charge for cc/dc transactions...forget the cornershop?

    The OFT has been looking into this. Charges have to be proportionate. Therefore if the transaction is costing the airline, say 15p, it's unreasonable to charge the customer £48 (the highest charge I've seen for a family of four).

    There's no legislation yet but I reckon it's coming. It will be two-fold - credit card charges must be proportionate and debit card charges will be outlawed (the cost must be subsumed elsewhere in normal business costs).
    "Growth for growth's sake is the ideology of the cancer cell" - Edward Abbey.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    vyle wrote: »
    Acorn offers a comprehensive 5p coin storage solution.

    Not just 5p coins, also 10p and 20p coins. We're soon expanding into 50p coins aswell.
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