We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Creation Flybe Credit Card
Saints2011
Posts: 933 Forumite
in Credit cards
Evening all, anyone had experience with Creation and even better with the Creation Flybe Credit Card just been accepted, also would you say this was a prime lender rather than a sub prime so can the Crap One be ditched?
Can I find out my credit score?
You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
0
Comments
-
They are ok...customer service is not one of the best...banking site is ok I suppose, just basic. I would say that prime lenders but with a reputation to be more lenient than others in terms of acceptance. If you manage you account well, you'll receive regular offers for balance transfer or cash transfer. Once you are accepted for one of their card, you'll get accepted more easily for other cards from Creation.0
-
Thank you, shall see how I goCan I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0
-
the reward is naff, also points drop off after 2 years and trying to book flights doesnt happenDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
-
the reward is naff, also points drop off after 2 years and trying to book flights doesnt happen
I tried to book a flight and when I finally found availability (to some random place I didn't want to go to anyway), the "free" flight (you pay taxes etc.) was more expensive than just buying the ticket normally! Completely ridiculous.0 -
yup totally agree, naff card when you call to leave give 0% for 6 months on spending if say got no balances to transferDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards