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Creation Flybe Credit Card

Evening all, anyone had experience with Creation and even better with the Creation Flybe Credit Card just been accepted, also would you say this was a prime lender rather than a sub prime so can the Crap One be ditched? :D
Can I find out my credit score?
You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    They are ok...customer service is not one of the best...banking site is ok I suppose, just basic. I would say that prime lenders but with a reputation to be more lenient than others in terms of acceptance. If you manage you account well, you'll receive regular offers for balance transfer or cash transfer. Once you are accepted for one of their card, you'll get accepted more easily for other cards from Creation.
  • Saints2011
    Saints2011 Posts: 933 Forumite
    Thank you, shall see how I go
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • chanz4
    chanz4 Posts: 11,043 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    the reward is naff, also points drop off after 2 years and trying to book flights doesnt happen
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • callum9999
    callum9999 Posts: 4,415 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    chanz4 wrote: »
    the reward is naff, also points drop off after 2 years and trying to book flights doesnt happen

    I tried to book a flight and when I finally found availability (to some random place I didn't want to go to anyway), the "free" flight (you pay taxes etc.) was more expensive than just buying the ticket normally! Completely ridiculous.
  • chanz4
    chanz4 Posts: 11,043 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    yup totally agree, naff card when you call to leave give 0% for 6 months on spending if say got no balances to transfer
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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