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Getting a loan whilst on maternity leave

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  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am beginning to smell a Troll here.
  • Anne2
    Anne2 Posts: 91 Forumite
    The OP has been wittering on about bankruptcy, repossession and loans on maternity for TWO YEARS.

    That's harsh. I haven't been on this forum for almost 2 years so I could have wittered on I'm not sure.
  • Anne2
    Anne2 Posts: 91 Forumite
    So he lives off you in order that he can save all of his earnings for himself. That is shocking. Is it true or are you making it up? Which country is this nest egg of his in?

    Just to clarify what he saves is not for himself, it's for all of us. I'm going to go with the suggestion of topping up at the savings once I'm back at work. If he doesn't go for that then I'll have to call his bluff and see if he really meant what he said about going back.
  • Anne2
    Anne2 Posts: 91 Forumite
    What's a troll!??!?
  • 27col
    27col Posts: 6,554 Forumite
    Anne2 wrote: »
    So he lives off you in order that he can save all of his earnings for himself. That is shocking. Is it true or are you making it up? Which country is this nest egg of his in?

    Just to clarify what he saves is not for himself, it's for all of us. I'm going to go with the suggestion of topping up at the savings once I'm back at work. If he doesn't go for that then I'll have to call his bluff and see if he really meant what he said about going back.

    If what he saves is not in a joint account, then by my way of thinking, it is not for all of you as you have no access whatever to the money. At any time he can tell you to whistle for it as he goes off back to where the money is situated. The whole situation sounds very dodgy to me. But then, I'm a suspicious type.
    I can afford anything that I want.
    Just so long as I don't want much.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Sounds like a nice, normal loving relationship there :rotfl:

    Also the financial acumen show is second to none, peerless and brilliantly thought out.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • I almost wish I hadn't suggested that now... Why should you pay it back?!

    I do understand that with your fretful couple of years financially, the security of savings is quite important to you both. BUT it should be a JOINT thing and the savings should be for both of you. I'm sorry, but his threat to leave if he's made to give any of this up is sending out alarm bells as loud as Big Ben!! Also, saving is what you do with what's left AFTER the bills have been paid. If you can't pay the rent, you don't have the money to save!!

    This is just all so odd. If your friend was relaying this story to you, what would YOU think?! Is he step-father to your children rather than biological father? I honestly can't understand how he can behave this way towards you and the children??
    DMP Mutual Support Thread member 244
    Quit smoking 13/05/2013
    Joined Slimming World 02/12/13. Loss so far = 60lb in 28 weeks :j 18lb to go :o
  • bouncydog1
    bouncydog1 Posts: 2,696 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sponger just about sums him up - savings are in his name, in his country - which is where exactly? I am sorry to say that you are a mug - he is threatening to leave if you don't go back to work to keep him in the manner to which he is accustomed - no rent or food to pay for. IMO you would be far better off as a single parent than living under this pressure. Have you seen evidence of the savings for your future - and if they are for all of you why isn't he keen to put them in joint names? Don't let him leave - gain some self respect and throw him out - you won't be any worse off!
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    another vote fo get rid. Financial abuse is still abuse. I'd be speaking to a counsellor at women's aid. Or post on the families board for a second opinion.
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
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