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Hi guys, I'm new. Please be nice to me :$

As above really :)
Am a little bit worried as last time I joined a forum for a bit of much needed emotional support I got slated!

Hello??
*No debts* ;)
«1

Comments

  • luciano
    luciano Posts: 29 Forumite
    Hello Oregon! I hope you will like this one and save some money as well!
  • Tixy
    Tixy Posts: 31,455 Forumite
    Hi

    You've come to one of the friendlier sections of the forum. Hopefully people can help you.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • post away - friendly bunch on here generally!

    bib
    DF :grin:
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Hello and welcome!
    Is there anything we can help you with? :)
  • Hello from me too!:wave:

    A terrific bunch on here (obviously we do get trolls occasionally unfortunately) and you'll get loads of advice & support.

    After all, wherever you are in your journey, most of us will have been/are there too!:)

    It is quite quiet just now as a lot of people are on hols so it may take a bit longer than normal for a reply - but don't give up!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • MiaowMiaow
    MiaowMiaow Posts: 414 Forumite
    Hello!!!

    I am back on here after a few very bad months so welcome and post away!

    I am looking for support too so I will keep an eye on your post :-)

    xx
  • Oregon
    Oregon Posts: 197 Forumite
    Well so far so good ;)

    Have decided that I need tO sort myself out and it is so reassuring to know I'm not alOne, thank you
    *No debts* ;)
  • rhood
    rhood Posts: 10 Forumite
    so did I!!! There are some fantastic people on here offering valuable adivce to make an informed decision - best thing i did was posting on here as a newbie!
  • Tixy
    Tixy Posts: 31,455 Forumite
    Oregon wrote: »
    Well so far so good ;)

    Have decided that I need tO sort myself out and it is so reassuring to know I'm not alOne, thank you

    I'm guessing its problems with debts or making your money match your month that are the issue?

    If so the first piece of advice people usually are given is to work on a statement of affairs to get a full picture of their finances - http://www.makesenseofcards.com/soacalc.html
    The other handy thing is to start a spending diary straight away where you write down everything you spend even the little spends so you can track back where your money is going.

    But if its other money and debt issues then people should be able to offer advice on those as well.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Oregon
    Oregon Posts: 197 Forumite
    Yes it is money trouble I'm afraid

    I've seen a few posts on here over the past couple of days about spending diaries so that's def something I'm going to do

    I've done alright today, only spent £3.60 ish on postage for a couple of things I sold on eBay for about £8 :))
    *No debts* ;)
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