We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit account rejected with next

Hi,

Just wondered if anyone could advise. Sorry if its in the wrong place.

Around June 2009 I applied for an account with these. This was rejected. I have recently check my credit file and I notice that my file shows an account with these was open in June 2009 and settled in May 2010 with a £150 limit.

I have rang them to query this and they advise that when the application was rejected they gave me a cash account. Would this still appear on my credit file?

Cheers
Martin

Comments

  • I have same problem please anyone help us!
    MWAUGH1983 wrote: »
    Hi,

    Just wondered if anyone could advise. Sorry if its in the wrong place.

    Around June 2009 I applied for an account with these. This was rejected. I have recently check my credit file and I notice that my file shows an account with these was open in June 2009 and settled in May 2010 with a £150 limit.

    I have rang them to query this and they advise that when the application was rejected they gave me a cash account. Would this still appear on my credit file?

    Cheers
    Martin
  • MWAUGH1983
    MWAUGH1983 Posts: 203 Forumite
    I have same problem please anyone help us!

    Is this with next - what company is it?

    Cheers
    Martin
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.