PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Quick completion day question

on the actual day, can just one of us be there? We're buying the house as joint tenants, do we have to sign anything or is it ok if only I take the day off work and the missus doesn't need to be there?

Comments

  • casperlarue
    casperlarue Posts: 647 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    Your solicitor will ring to confirm that completion has taken place and you can then go and collect your keys from the Estate Agents. No signatures needed other than the EA may ask you to sign to confirm you have collected the keys.

    Good luck in your new abode!
    "Put the kettle on Turkish, lets have a nice cup of tea.....no sugars for me.....I'm sweet enough"
  • KateLiana27
    KateLiana27 Posts: 707 Forumite
    As far as I know, just one. I'm not sure you even need to sign anything - just take along some photo ID to be safe and you should be fine.
  • jonny_power
    jonny_power Posts: 270 Forumite
    Nice one, that sounds great.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    on the actual day, can just one of us be there? We're buying the house as joint tenants, do we have to sign anything or is it ok if only I take the day off work and the missus doesn't need to be there?
    I tend to do the conveyancing for myself, so always attend.

    But if you're using a solicitor I don't think either of you need 'attend'.

    All the documents required will have been signed in advance by buyer/seller. The solicitors transfer the funds, the TR1 is transferred, the key is released.

    Whether you move in during the day, later that evening, the next day, or several weeks later is entirely up to you!

    More here.

    (happy to be corrected by a solicitor if attendance IS required by a buyer on the day...)
  • tyllwyd
    tyllwyd Posts: 5,496 Forumite
    You don't sign on completion day, your solicitor will usually ask you to come in and sign the contracts before exchange. When you exchange, the solicitor will add the date to the contract. So on completion day, the solicitor deals with everything - they should tell you when the funds are transferred and the sale is complete (although you will probably end up phoning to chase!), and you can collect the keys from the estate agent (or whatever arrangements you have made with vendor). No need to take a day off work unless you want to!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.