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Unauthorised attempt to collect money via DD
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Yes, depend on what card type it is and if they are truly doing a CPA by following card rules or are incorrectly retaining card details and putting each one through a CNP merchant account as one off transactions rather than reoccurring transactions.
Either way, they would not explain a DD being set up on an account as a CPA payment from the account holders perspective simply looks like a card transaction, only by checking the merchant ID would you be able to confirm that it was a CPA payment.0
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