Any one here who can help with Polish student loan???

Meepster

http://www.polishfirms.co.uk/katalog/darmowy/sk/110

tzb27

Meepster wrote: »

http://www.polishfirms.co.uk/katalog/darmowy/sk/110

Thank you very much. I am looking in to it and i will update you if there will be any progress.

Tixy

I really don't think I'd be considering paying a solicitor for this. She knows that the money is owed. If she/her dad have missed payments then that is obviously why the loan is more now than what she borrowed. I'd focus on using the money to put towards paying off any arrears rather than paying solicitor fees.

If she digs out her original contract/terms & conditions and requests a statement of account from the creditor/debt collector that should give her all the info she needs to be able to confirm that the balance they are claiming is owed is correct.

Then she either needs to pay off the arrears and continue with normal payments or increase her payments each month. Then the balance will start to come down.

tzb27

Tixy wrote: »

I really don't think I'd be considering paying a solicitor for this. She knows that the money is owed. If she/her dad have missed payments then that is obviously why the loan is more now than what she borrowed. I'd focus on using the money to put towards paying off any arrears rather than paying solicitor fees.

If she digs out her original contract/terms & conditions and requests a statement of account from the creditor/debt collector that should give her all the info she needs to be able to confirm that the balance they are claiming is owed is correct.

Then she either needs to pay off the arrears and continue with normal payments or increase her payments each month. Then the balance will start to come down.

Thanks for your advice.

We are sending a letter out with a request for statement of account. My argument is that when the last debt collector ask her to pay a big chunk of debt to reduce the interest and charges. That what she did at that time but then they sold it straight after and now with the new debt collector the statement shows her original debt with some charges.

Third Debt collector but original amount is still same even though she have paid a lot of money to bank and last debt collector. This is the reason i need some legal advice.

Law Firm Raven Krupa and Stanko Limited Partnership operates on behalf of and for BGZ Bank Please be advised, and Mr. / Ms xxxx total debt at 2011-03-19 is:

xx,xxx.77

For this amount consists of:
Capital: x5,xx0 (This amount is the original loan)
Interest: 1xx.48
Penalty Interest: 7xx.x9
Unpaid fees: 0.00
The costs of reminders sent by the Bank: 0.00
Cost recovery of the bank: 0.00