Have an adventure in August with the NSD challenge

kathy40uk

:hello:

Hi all lovely NSDers xxx


Thank you for shiney new month Spoon xxx :kisses:

Sooo sorry not been around but things have all been a bit mad.....Got time off for the interview but didn't get the job but just need to keep trying I guess. All sorts of other things have been happening at work too which I'm not sure how I feel about, something was said which led to me putting in a grievance about the poison dwarf but not sure if it was handled correctly so things seem worse but will know more tomorrow so will try to get in.

I know I'm a day late but could I go for 15 again this month please? I didn't have one yesterday as I had the dentist but did manage my first today :) so that's number 1.

Must get off. I know it's late and must get to bed. at least I'm on a late tomorrow

:hello:

chris81418

Hello everyone! :wave:

Reporting NSD number 2 caught yesterday! :j

Enjoy your night off Spoon, and I hope things improve at work!

Have a good hump day everyone, and good luck with NSD catching!

kathy40uk

solventsoon wrote: »

Just to let you all know that I won't be doing an update tonight. I'm having the week from hell at work and I'm kernackered:(

Hope things get better (((((((((((((((hugs))))))))))))))))))

jintyb

solventsoon wrote: »

Hi lovely gang:A
Just to let you all know that I won't be doing an update tonight. I'm having the week from hell at work and I'm kernackered:(

Will be back tomorrow, hopefully in a slightly brighter frame of mind xx

'night everyone
spoon xx

A bunch of flower to cheer you up - hope you feel more rested today. ((((hugs))))

kjp

Hi everyone

Well done to everyone who's on track for their target so far!

I've acheived 1 NSD so far - Monday was going so well and then I caved to the lure of a portion of chips, but I was successful yesterday. Hopefully today should also be a NSD, depends on whether I need petrol.

Well done everyone!
Kx

Igamogam

Is it too late to join up?? If not put me down for 12 NSDs please. Ta!

beanielou

Spoony~Hope things are better today xxx

Lily_The_Legend

Hope work gets better for you Spoon. xxx

LittleMissHappy_2

:wave: Hello lovlies

I haven't been around much lately, sorry about that I haven't caught up on the thread either, and not likely too as I am rushed off my feet so hugs, congratulations and anything else anybody might need here, help yourself

I'm only going for 8 NSD's this month as I go away on the 19th and am likely to be spending every day So far I have managed 1 NSD which was on Monday, yesterday I was sorting out internet banking and paying bills and ordering my Mr T shop so potentially today could be an NSD too :cool:

Hope you all have a lovely day x

IF

solventsoon wrote: »

Hi lovely gang:A
Just to let you all know that I won't be doing an update tonight. I'm having the week from hell at work and I'm kernackered:(

Will be back tomorrow, hopefully in a slightly brighter frame of mind xx

'night everyone
spoon xx

Big group hug from us all Spoon xx :A






Written by solventsoon aka Spoon our inspirational mentor:-

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.





Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!