We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Means test after death.

2

Comments

  • AsknAnswer2
    AsknAnswer2 Posts: 753 Forumite
    patman99 wrote: »
    So, what would happen if the letter arrived the day after the estate had been divided according to the will ?.

    The executor is responsible for settling debt from the estate before distribution. If the estate is divided up before debts are settled, without placing a notice in the London or Edinburgh gazette and in the knowledge that there may be debt outstanding, the executor can be pursued to settle the debt if there were sufficient funds in the estate to pay some or all of the debt.

    Where there are insufficient funds the debts must be paid in a strict order of priority. Debt will only be written off if the estate runs dry by paying higher priority debts.
  • tommum
    tommum Posts: 10 Forumite
    I have a similar problem. My aunt was on housing benefit, pension credit, state pension and DLA. She passed away last weekend leaving her housing association home needing to be cleared of furniture and a huge amount of rubbish. I'm led to believe I, as next of kin, but not executor of her will (she had no assets) am responsible for the cost of clearing her home. It would be a very big undertaking and I can't afford to do it (also my health is not good). Can I be held liable for the cost of all this?
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    tommum wrote: »
    I have a similar problem. My aunt was on housing benefit, pension credit, state pension and DLA. She passed away last weekend leaving her housing association home needing to be cleared of furniture and a huge amount of rubbish. I'm led to believe I, as next of kin, but not executor of her will (she had no assets) am responsible for the cost of clearing her home. It would be a very big undertaking and I can't afford to do it (also my health is not good). Can I be held liable for the cost of all this?

    Are you her only niece/nephew?

    Are you sure that there's nothing in the flat (furniture/white goods/TV/etc) that could be sold to cover any costs?
  • tommum
    tommum Posts: 10 Forumite
    I am her only relative and yes there are goods which could be sold but I live a fair distance away. I imagine the housing association would like their property back asap but I physically am not able to undertake any clearing of the house. I just need to know whether the housing association can pursue me for the cost of having the property emptied. There is nothing of value in her estate to pay for the clearance.

    It sounds like I can't be bothered but that's really not the case. It would have to be a house clearance firm that did it, but I'm not sure if I'd be given a bill which I couldn't pay.
  • tommum wrote: »
    I am her only relative and yes there are goods which could be sold but I live a fair distance away. I imagine the housing association would like their property back asap but I physically am not able to undertake any clearing of the house. I just need to know whether the housing association can pursue me for the cost of having the property emptied. There is nothing of value in her estate to pay for the clearance.

    It sounds like I can't be bothered but that's really not the case. It would have to be a house clearance firm that did it, but I'm not sure if I'd be given a bill which I couldn't pay.

    If you are not the executor of the estate, do you know who is (if anybody)? It's not down to you to organise clearing the house - that's up to the Housing Association.

    If she leaves any valuables, the executor or if none the courts, will administer the estate. If there is a surplus after funeral and other expenses, you will get it. If there's a shortfall, the costs will fall on the Housing Association and the council (for funeral, etc).

    Tell the Housing Association you're not the executor and they'll have to find out who is if you don't know. It's more their problem than yours.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    tommum wrote: »
    I am her only relative and yes there are goods which could be sold but I live a fair distance away. I imagine the housing association would like their property back asap but I physically am not able to undertake any clearing of the house. I just need to know whether the housing association can pursue me for the cost of having the property emptied. There is nothing of value in her estate to pay for the clearance.
    .

    Sorry, these two statements contradict each other.
  • rogerblack
    rogerblack Posts: 9,446 Forumite
    Sorry, these two statements contradict each other.
    Not if the total value won't exceed the clearance costs.
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    rogerblack wrote: »
    Not if the total value won't exceed the clearance costs.

    That might work either way, the OP doesn't say. It isn't normally expensive to get a small flat cleared.
  • tommum
    tommum Posts: 10 Forumite
    I've been quoted £600 by the housing association as the price a house clearance firm would charge to clear the house, plus was told I'd be charged 4 weeks rent.

    All executors are deceased and yes while there are a few white goods, they'd go nowhere near covering these costs. Sorry if I didn't make myself clear.
  • tommum
    tommum Posts: 10 Forumite
    And thank you to poppasmurf_bewdley for the reply which helped a lot. Been worrying a lot about all this and the funeral was today so am feeling pretty low. I may just tell the housing association to recoup the cost of anything they can. I don't want to benefit in any way financially.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.