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Rate gone from 17.5% to 23.9%
Comments
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You really need to check your paper statements and see what rate you are being charged, I think.
Also check what they are saying your minimum payments are - current Nat West cards say the minimum payment is the interest, plus 1% of the outstanding balance, so your payments should be around £85, and as stephane said, if you're not making them it will be bad for your credit record.0
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