Rejected for budgeting loan(help please)

Alan_o

I've been out of work since January and recently applied for a budgeting loan,i was rejected because i am not on Income Related benefits.I am currently on contribution based ESA.I have phoned around and there is no help i can get or noone seems to know if i will go on income related benefit.Does anyone know if after a certain time i will switch to Income Related benefit ? Thanks for any help



Al

Adereterial

Contribution based ESA lasts a maximum of a year, so you'll move onto income related ESA next January if you're entitled.

You can only get a budgeting loan if you're on income related benefits.

rogerblack

Adereterial wrote: »

Contribution based ESA lasts a maximum of a year,

In the work-related group, not the support group.

rogerblack

Alan_o wrote: »

I've been out of work since January and recently applied for a budgeting loan,i was rejected because i am not on Income Related benefits.

Do you have other income?

Ames

What was the budgeting loan for? Maybe we can help you find a cheaper way of getting whatever it was.

Anubis_2

You could always try for a crisis loan if you really do need the money for something urgent, you do not have to be on any benefits for this.

http://www.dwp.gov.uk/publications/specialist-guides/technical-guidance/sb16-a-guide-to-the-social/crisis-loans/#whocancl

Adereterial

Anubis wrote: »

You could always try for a crisis loan if you really do need the money for something urgent, you do not have to be on any benefits for this.

http://www.dwp.gov.uk/publications/specialist-guides/technical-guidance/sb16-a-guide-to-the-social/crisis-loans/#whocancl

Crisis Loans will no longer pay for items except as the consequence of a verifyable disaster.

Anubis_2

Adereterial wrote: »

Crisis Loans will no longer pay for items except as the consequence of a verifyable disaster.

Hence why I said urgent. A friend's son has just been awarded a small crisis loan due to urgently needing the money. Not exactly a disaster, but he did need it ( and he is working)

sunnyone

Currently ESA contributions based lasts forever, maybe some posters should remember that benefit laws only change when the acts are read and ratified in parliment.

dreamylittledream

Anubis wrote: »

Hence why I said urgent. A friend's son has just been awarded a small crisis loan due to urgently needing the money. Not exactly a disaster, but he did need it ( and he is working)

Aside from a verifiable natural (or otherwise) disaster (fire, flood etc etc), crisis loans are only now paid for short term living expenses where no other income will be received, emergency gas and electric facilities on prepayment meters as a supplement to a living expenses award and rent in advance to secure a new property.

Since April crisis loans are no longer paid for household items or indeed anything that does not fit into the above categories.

To answer the OP's question - there is basically no help available in the form of any loan from the Social Fund available to him/her.

Come 2013 indeed there will be no Social Fund at all...