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SS's 2007 Debt Free Challenge

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  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    gems2381 wrote: »
    I think I know what you mean SS, you kind of do nothing and don't really go anywhere for the week it just passes by.

    I just left you a message on the 'boring' thread! :rotfl:

    I kind of think I won't be able to spend anything coz nothing is open but places still are!

    I think I'm still waffling from last night! :rolleyes:
  • ZTD
    ZTD Posts: 24,327 Forumite
    southernscouser wrote: »
    Anyone find it weird this time of year as if the week between Christmas and New Year doesn't really exist! :rotfl: It's hard to explain but I'm not bonkers. :)

    It's because although you're not at work - it's not really a holiday because you can't actually be at work.

    A bit like an extended weekend sort of feeling...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    ZTD wrote: »
    It's because although you're not at work - it's not really a holiday because you can't actually be at work.

    A bit like an extended weekend sort of feeling...

    Not at work? :eek:

    Sadly I am so I can't even use that reasoning! :rotfl:
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    My Barclaycard payment has cleared so I'm now sub £12k. :)

    My direct debit should have come out aswell at £26 but hasn't! Wondering if they haven't bothered taking it because of the overpayments I've made! :confused:

    Anyway, so that leaves me just under £1,000 a month to clear it all by next year, or £1,500 a month to clear it by August. Or £2,000 a month to clear it by June, which is my (unrealistic) target! :undecided

    Does feel weird to know next year will be 'the' year! I know it sounds a long time but 2007 has gone pretty quickly!

    I can't wait to get rid of the remainder of the Barclaycard (£200) and the American Express (£1,946.59). That will just leave me with the loan. Will have to find out if I can make overpayments coz I haven't got a clue at the moment!
  • mrsspendalot
    mrsspendalot Posts: 3,238 Forumite
    Woo Hoo!!!
    Sub £12k

    :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance:
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Fantastic achievement.

    Next year is going to be a fab year :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    mrsspendalot wrote: »
    Woo Hoo!!!

    Sub £12k

    :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance:

    Thanks Mrs S. :)

    I'm not actually that excited about it! :rotfl:

    I think it's because I know the big £10k is just round the corner! :o
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    doodledo wrote: »
    Fantastic achievement.

    Next year is going to be a fab year :D

    Thanks dood. :)

    I hope so anyway! :D
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yayyyyy :j:j:j:j:j:j:j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    slowlyfading wrote: »
    Yayyyyy :j:j:j:j:j:j:j

    Thanks hun. :)

    You alright? :D
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