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SS's 2007 Debt Free Challenge

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  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Thanks peeps. :D


    Well as predicted September was an expensive month. £2,539.08 to be precise! Not bad considering I take home just over £1,600! :rotfl:

    But I've had the money for it all and still have some left ofter (although that will be probably all be gone by the weekend :doh: )

    That did include £525 on my car (insurance and tax), £500 extra towards my debts which I forgot about :rolleyes: and also £322 on 'me' money! :o

    Actually sod the embarrased smiley. I worked hard to earn the money and I played hard aswell this month and bloody enjoyed it. I shouldn't feel guilty about spending money on myself. The debt does not control me anymore! :D

    Still need to buy a new suit and get a wedding prezzie, aswell as booking a hotel room! :doh: But hey ho! :rolleyes:
  • gems2381
    gems2381 Posts: 431 Forumite
    I wish my boyfriend was as determined to pay stuff off as you are SS, he's 25 and just spends it like there's no tomorrow! He got paid last week (monthly pay) and he needs me to lend him £35 today to get him through the month.
    And he earns MORE than I do :mad:
    Trying to sort my life out, and I'm going to get there!
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hey SS! Lovely to see you back, totally understand why you needed the break, but don't do it so often, we missed ya! :D
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    left ofter (although that will be probably all be gone by the weekend :doh: )

    That did include £525 on my car (insurance and tax), £500 extra towards my debts which I forgot about :rolleyes: and also £322 on 'me' money! :o

    Actually sod the embarrased smiley. I worked hard to earn the money and I played hard aswell this month and bloody enjoyed it. I shouldn't feel guilty about spending money on myself. The debt does not control me anymore! :D

    I wouldn't sweat it if I were you SS hun. We all need a break from this from time to time otherwise we'd go spare. It's all about finding a balance that suits you. I'd be willing to bet (actually maybe I wouldn't as I've not got much cash this month and you're a betting genius ;) ) that you spent less on "me" stuff than you would have done pre MSE.
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Glad you enjoyed it all. You certainly deserved it. You won't be able to get through the long haul without plenty of good times. So get planning the next one!

    Have you got a better idea of how much "extra" is coming your way yet as a result of your extreme helpfulness to so many on here last month? I hope there's a goodly wad of cash on its way.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks peeps. :D


    Well as predicted September was an expensive month. £2,539.08 to be precise! Not bad considering I take home just over £1,600! :rotfl:

    But I've had the money for it all and still have some left ofter (although that will be probably all be gone by the weekend :doh: )

    That did include £525 on my car (insurance and tax), £500 extra towards my debts which I forgot about :rolleyes: and also £322 on 'me' money! :o

    Actually sod the embarrased smiley. I worked hard to earn the money and I played hard aswell this month and bloody enjoyed it. I shouldn't feel guilty about spending money on myself. The debt does not control me anymore! :D

    Still need to buy a new suit and get a wedding prezzie, aswell as booking a hotel room! :doh: But hey ho! :rolleyes:


    hey dude! great to see u back :beer:

    i know what u mean about feeling guilty about buying stuff for urself though . I had a bit of luck with one of the casino offers ive been working me way through and managed to win £200 out of it plus the cashback from Topcashback so i spent it on a shiny new xbox360 :)

    I havent actually spent anything of my matched betting/casino bagging winnings and this time i thought sod it! i deserve a break and ive been wanting one of these since they came out :)

    I even managed to part exchange some of my old games and get a couple of new games as well :D we all deserve a break at times mate (kips told me that :) ) and we all need to treat ourselves once in a while :beer:

    Your over the half way point in your debt mate and basically its all down hill from now :D the uphill slogg has been done and you have broken the back of your debt :beer: now everything u pay off takes it that one step closer to the magical zero :)

    James :)
    Savings Total so far for 2023: £8,062.58
  • moonlightpjs
    moonlightpjs Posts: 1,583 Forumite
    Hi Sexy, just popped in to say hello

    Hope you are ok and keeping well, the signatures looking good :T

    Spend money on yourself - you deserve it and you have achieved so much that a treat (or two) isn't going to hurt :D As long as its not all on wine, women and song :rolleyes: - em, actually thats ok too.

    Looooove you loads and missing you and what the bl00dy hell is this doing on page 3 :rotfl: :rotfl: :rotfl:

    Speak to you soon xxxxxx
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    How you doing me lovely (as they say here in Wales) :)
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    weller711 wrote: »
    Hi Sexy, just popped in to say hello

    Hope you are ok and keeping well, the signatures looking good :T

    Spend money on yourself - you deserve it and you have achieved so much that a treat (or two) isn't going to hurt :D As long as its not all on wine, women and song :rolleyes: - em, actually thats ok too.

    Looooove you loads and missing you and what the bl00dy hell is this doing on page 3 :rotfl: :rotfl: :rotfl:

    Speak to you soon xxxxxx

    Hey hun I'm good ta. :)

    How about you? Email me if you want to. :D
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    How you doing me lovely (as they say here in Wales) :)

    Aye up I'm grand ta our kid! :D
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