SS's 2007 Debt Free Challenge

MinnieSpender

Nah - waxing gets easier the more you do it. Wax and you'll never go back to your razor.

Only not on your face. Oh dear me, no!

These "urges" concern me though. Have you sought help?

southernscouser

MinnieSpender wrote: »

These "urges" concern me though. Have you sought help?

Yeah but she can't make it until tomorrow.

southernscouser

MinnieSpender wrote: »

Private healthcare's not all it's cracked up to be then? I'd complain about a 24-hour waiting list!

Maybe I should do a naked hairless protest. :think:

So hows things?

southernscouser

MinnieSpender wrote: »

"A naked hairless protest." Now, see, there are those that would pay good money to see that.

Things is super, thanks. And for you? Now that the Potter boy is out of the way I expect you'll be promoting your own things?

I don't need promoting hun!

Things are good with me. I think. :rotfl:

I'm absolutely shattered though but too tired to sleep if that makes sense?

MinnieSpender

I think I know what you mean. I'm running on adrenaline at the moment myself.

That and strong black coffee!

Anyway - I'm off for now. Take it easy, sunshine.

ZTD

MinnieSpender wrote: »

Nah - waxing gets easier the more you do it. Wax and you'll never go back to your razor.

Only not on your face. Oh dear me, no!

Aren't we supposed to be trying to dampen down his hairless "urges"?

MinnieSpender wrote: »

These "urges" concern me though. Have you sought help?

Yes. And help is now hairless too.

southernscouser

I've got a dilema! :undecided

A mate wants me to rent with him. I really want my own place and space and love the idea. But 2 things stop me. Debt and paying someone elses mortgage.

My plan is to get my own place next year but I think I'm in cucoo land. By 2008 I hope to have all my credit card debt paid off with just the loan left of about £10,000!

If I stay at home I can pay more to my debt and be debt free sooner, but I feel like my life is constantly on hold!

But if I do move out I'll only be able to rent so am sort of throwing money away that could be going to debt!

For f*** sake why the f****** hell did I get into so much !!!!!!! :mad: :mad: :mad:

hypno06

If you rent with this friend, how much difference will it make to your debt free date - perhaps you should put the numbers through the snowball calculator to see if it is something you are happy to compromise on?

Also, if you rent with someone else, will you find it easy to walk away and rent somewhere of your own when you are financially able, or will you get stuck sharing because you don't want to let them down by leaving (IYSWIM)?

Do you just want to move out of your folks' house or do you really want somewhere for yourself. If you just want a change, then this share might be ok, but if what you really want is your own place where you are in control then it would be better to get the debt down and then do what you really want to do.

southernscouser

To be honest hyp it's both. I want to move out coz I just feel trapped at home. Don't get me wrong my folks aren't interfering but I just find myself getting wound up whenever they ask me something!

I just need to fly the nest. But then I do want my own place ideally. I'd rather not share as I'm particular in my ways, but it seems like the only option! Or at least the best option for the short term which then makes the other term a longer term because of more money going out! :wall:

Oh I don't sodding know! :rolleyes:

TillyTrippit

AAW SS please don't sound so downhearted - you are such an inspiration to so many - me included and are so talented when it comes to summoning up money out of nothing - mb is a complete mystery to me!:eek:

It won't be long until you have your own place and inviting someone to help pay your rent.

As you know, the time will pass very quickly and until then you have all of us women to shock and stun with some very louche behaviour!!!:rolleyes:

Please cheer up and think about all of us - if you get down what happens to us?

Huge hugs and anything else that may cheer

Tilly
xx