We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Marriage break-up, housing association, but not on tenancy

It looks (finally) that my marriage may be ending. We have a 1yr old DD and I'm pregnant.

I live in my husband's house (was council - who transferred all their housing stock to a new HA).

The tenancy is in my husband's sole name. It was the house he lived in with his first wife, and son (now grown and left home).

The tenancy was originally joint between his wife & him, but he had his wife's name taken off after she left.

I had my own house (council then HA), which I gave up when I moved in with him.

We've been married for 2 yrs this autumn, and I moved in with him last year (after his son moved out).

I'm worried as I know that as it's his house I have no rights, and I'm scared that he'll use the fact that he has a house (along with decorated bedroom etc) to keep our daughter... as I'll be homeless.

Any advice? I feel so stupid giving up my house and now having to start again, but cannot face leaving daughter, but he will throw me out
«1

Comments

  • theartfullodger
    theartfullodger Posts: 15,998 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Where are you? In Scotland you have special rights "
  • I'm in England, unfortunately
  • I would get in touch with CAB and they can hopefully point you in the right direction to some temporary housing where you can have your daughter. Also get in touch with the council, if your husband is kicking you out you might be able to be placed somewhere with them as you'll be homeless. If you have the money, consider looking for two-bed rentals.

    If your husband is not being nasty at the moment, try to stay in the house with your daughter for as long as possible. If he legally wants to get you out, it can be a long process, so stick it out as long as possible until you have somewhere sorted then move to the new place with your daughter. Take everything you really need (clothes, all your financial documents, passport, bank cards) at that time because you may not get access to the house again.

    Also get in touch with a solicitor and get the ball rolling on the divorce and custody.

    As long as you can get a (rented) roof over your head which has two bedrooms, the court shouldn't have a problem with custody from the housing aspect. They will not take into account that there is a decorated bedroom at your husbands house.

    Hope it works out, there are also lots of people over at Mumsnet who have been through this and can give advice.
    Save £200 a month : [STRIKE]Oct[/STRIKE] Nov Dec Jan Feb Mar Apr
  • I can't afford to privately rent.

    I'd hoped that being married gave me some additional protection - such as spousal rights, and that in terms of the law it wouldn't be seen as 'his' house (my sister is getting divorced, her DH pays all the mortgage, but he cannot get her to leave - I'd hoped I'd have some rights like this).

    Thing is he won't let me take DD, and I CANNOT leave without her... it's so unfair... I gave up my house (which I'd had for 18 years), DH made me give away all my furniture, ornaments.. bits & bobs I'd gathered over that time (in a way my life), when I moved in with him.

    I've bought all of DD's furniture (in fact everything she has), frojm my savings, as DH has all the money, and I spent £3000 of my savings on buying new furniture for DH, now to have to leave with nothing (buying everything for DD over the last year has left me with nil savings), and for DH to use this against me - in that he has a settled home for DD, but because I live in his 'house' I will have to leave.... for him to gain residency of DD, for him to have left me homeless & skint... I just can't bear it
  • pmlindyloo
    pmlindyloo Posts: 13,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Here is an excellent article on relationship breakdown and housing. Please have a read:

    http://england.shelter.org.uk/__data/assets/pdf_file/0020/23393/Advice_booklet_relationship_breakdown.pdf

    I would agree with the suggestion that you could get in touch with CAB for further help and support but this article will give you a good idea about everything involved.

    I know you are feeling anxious but there will always be an answer and CAB should be able to guide you.
  • SAMMYE_2
    SAMMYE_2 Posts: 244 Forumite
    Go and speak to the Council and citizens advice asap.

    Sorry to hear about your problems but its probably for the best and you will get through it. x
    [STRIKE]£106,200[/STRIKE] mortgage with 5% deposit 2 years ago on 6.99% 04/06/08 :eek:
    Overpaying the max 10% per year for the next 2 years until July 2013 when I can remortgage and should be able to get down to 55% LTV.
    Overpaid 10% £10,619.87 Dec 2010 & 10% £9,475 Aug 2011
    Mortgage was £690 now £560 :D
    Currently £85,203 - 71% LTV 26/08/11
  • thegirlintheattic
    thegirlintheattic Posts: 2,761 Forumite
    edited 28 July 2011 at 10:06AM
    Things like who bought what will be settled in the divorce, please do contact CAB or the council, if you don't have the money to rent, they will point you in the direction of safe housing and give you advice for taking your daughter.

    CAB can advise you on the legalities of staying, not sure if being married offers you protection in rented accommodation, if it does your husband can still get an occupation order to kick you out.

    The main thing is do not leave the house until you have you essential items, your daughter and somewhere to go. Even if this means taking a day off work whilst your husband is out and leaving then.
    Save £200 a month : [STRIKE]Oct[/STRIKE] Nov Dec Jan Feb Mar Apr
  • Ayelet
    Ayelet Posts: 55 Forumite
    Maybe I am being silly as I have never been through this thing, but I see all the posts above as anti-husband even know we have no idea what he has happened.

    Also surely the childs security is 100% paramount, so remaining in the bedroom that she knows as hers is surely right? It's not the childs fault after all.
  • Ayelet wrote: »
    Maybe I am being silly as I have never been through this thing, but I see all the posts above as anti-husband even know we have no idea what he has happened.

    Also surely the childs security is 100% paramount, so remaining in the bedroom that she knows as hers is surely right? It's not the childs fault after all.

    Thanks Ayelet - I agree, so by your theory then my husband should move out, and I should remain with my daughter in the house - why should I leave my daughter and be a pregnant woman on the streets? And why should our new baby grow up separated from it's sister? I know you wouldn't be stupid enough to suggest a newborn baby should be taken from it's mother and placed with it's father - surely?
  • pmlindyloo
    pmlindyloo Posts: 13,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP

    Have you read the thread from Shelter? You need to get some proper, and probably, legal advice.

    I have just read one of your previous threads where some posters suspected you are a troll.

    I am not saying that, but you have been given some advice and seem not to be taking it.

    I do hope you are not winding people up. Spending time looking up information and then it not being used (?) just made me wonder and feel a little annoyed.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.