P60

McKneff

red57 wrote: »

No, no claiming anything, just took time off and used savings to do so, now looking at work. Thanks for response!

When you are out of work iit is important that you sign on for your NI credits, lack of these has far reaching effects. It affects your claiming of benefits in the near future, the far future and it goes as far as claiming a full state pension.

Say in two years time, you have a wife, baby, bills to pay. You lose your job, you would not be able to claim any benefits because you will not have had paid enough (or been credited with) NI credits.
Go to the JC now and have a word with them.

t0rt0ise

McKneff wrote: »

When you are out of work iit is important that you sign on for your NI credits, lack of these has far reaching effects. It affects your claiming of benefits in the near future, the far future and it goes as far as claiming a full state pension.

Bit of overgeneralisation there.

I was unemployed for a while and already had enough NI contributions for a full pension so didn't sign on. It isn't always necessary, depends on the individual circumstances.

red57

McKneff wrote: »

When you are out of work iit is important that you sign on for your NI credits, lack of these has far reaching effects. It affects your claiming of benefits in the near future, the far future and it goes as far as claiming a full state pension.

Say in two years time, you have a wife, baby, bills to pay. You lose your job, you would not be able to claim any benefits because you will not have had paid enough (or been credited with) NI credits.
Go to the JC now and have a word with them.

I didn't sign on as I was told I couldn't sign on, i.e. lived with hubby and so wasn't able to do so. Are you saying that was wrong advice and that I could have claimed?

LittleVoice

red57 wrote: »

I didn't sign on as I was told I couldn't sign on, i.e. lived with hubby and so wasn't able to do so. Are you saying that was wrong advice and that I could have claimed?

Were you actually looking for work and applying for jobs? If you weren't seeking full-time employment then you weren't a jobseeker and therefore not entitled to Jobseekers allowance or NI credits.

If you had been seriously looking for work all that time then, with two years' Class 1 NI contribution history you would have been entitled to claim 6 months of contribution-based JSA. After the 6 months, JSA would have ended but NI credits would continue.

What was the purpose of your time out of work?

jem16

red57 wrote: »

I didn't sign on as I was told I couldn't sign on, i.e. lived with hubby and so wasn't able to do so. Are you saying that was wrong advice and that I could have claimed?

If you were at home looking after children you would have NI credits under Home Resposibiilities Protection.

http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Caringforsomeone/DG_10018691

red57

jem16 wrote: »

If you were at home looking after children you would have NI credits under Home Resposibiilities Protection.

http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Caringforsomeone/DG_10018691

I wasn't looking for work as I'd taken redundency and found out I was expecting, I was told that I wasn't entitled for anything, that appears to be right?

jem16

red57 wrote: »

I was told that I wasn't entitled for anything, that appears to be right?

You wouldn't have been entitled to anything money-wise but as said before it would have kept your NI contributions up to date.

However as you were pregnant and presume now have a child, you have that HRP I linked to.