self employed and JSA

boredwithhubby

my husband has been made redundant from his full time job. he is also registered as sef employed as he is an artist and sells tshirt designs etc which dont take up much time but earns him about £3000 to £4000 a year. He is desperately looking for another job but does anyone know in the meantime if he is entitled to JSA ? I am worried that he isnt as he is technically self employed. thanks in advance

HappyMJ

In your last thread you said you were seperated. He can claim in his own right for income based job seekers allowance but currently would not get any help with housing as he is currently living with you. If he left your home he could get help with any rent he paid. But as you are proposing to pay him a sum of money to send him on his way that money will affect any benefit he will get. This is my opinion and other posters here will post the opposite advice so get him to go down to the CAB and get some better advice. Although that advice is not always accurate either.

boredwithhubby

HappyMJ wrote: »

In your last thread you said you were seperated. He can claim in his own right for income based job seekers allowance but currently would not get any help with housing as he is currently living with you. If he left your home he could get help with any rent he paid. But as you are proposing to pay him a sum of money to send him on his way that money will affect any benefit he will get. This is my opinion and other posters here will post the opposite advice so get him to go down to the CAB and get some better advice. Although that advice is not always accurate either.

thank you for your response. yes you are correct ( kind of ) in that we are separating. we have made the decision to seperate but now that he has lost his job it changes things slightly as I am not going to kick him out on the street. The issue of us separating is irrelevant to the question I have asked this time. I just wanted to know if he could claim JSA while he is also registered as self employed.

Oldernotwiser

boredwithhubby wrote: »

thank you for your response. yes you are correct ( kind of ) in that we are separating. we have made the decision to seperate but now that he has lost his job it changes things slightly as I am not going to kick him out on the street. The issue of us separating is irrelevant to the question I have asked this time. I just wanted to know if he could claim JSA while he is also registered as self employed.

It isn't really irrelevant if your husband wants to claim means tested benefits.

He can claim JSA but the money he earns from his T shirt designs will be reduce the amount he actually receives.

boredwithhubby

Oldernotwiser wrote: »

It isn't really irrelevant if your husband wants to claim means tested benefits.

He can claim JSA but the money he earns from his T shirt designs will be reduce the amount he actually receives.

contributions based JSA is not a means tested benefit.

Bill_Bob

boredwithhubby wrote: »

contributions based JSA is not a means tested benefit.

Indeed it isn't!

BUT

Employment income is deducted from JSA Contribution based claims as well as JSA Income Based claim. He may well come out with a nill award but he'll be on a JSA Contributions credit only claim protecting his NI Contributions.

Regarding self employment he'll be fine as long as his working hours are under 16 per week (counts the same as part time employment). They have another form to fill in if a claimant is/has been self employed.

Oldernotwiser

boredwithhubby wrote: »

contributions based JSA is not a means tested benefit.

But that doesn't mean that he can earn money and keep the JSA as well!

Bill_Bob

Oldernotwiser wrote: »

But that doesn't mean that he can earn money and keep the JSA as well!

I aware of that, hence:

Employment income is deducted from JSA Contribution based claims as well as JSA Income Based claims. He may well come out with a nill award but he'll be on a JSA Contributions credit only claim protecting his NI Contributions.

dazzammm

Oldernotwiser wrote: »

But that doesn't mean that he can earn money and keep the JSA as well!

if his salary is £3-4k then he would qualify for income based job seekers rather than contribution based due to his low NI contributions.

with income based he can get £65 a week (£105 if married) - DWP will take off what he has earnt - £10 from his £65 based on his average income per week

missbunbury

dazzammm wrote: »

if his salary is £3-4k then he would qualify for income based job seekers rather than contribution based due to his low NI contributions.

No, his NI contributions ought to be full since he has just finished a f/t job. I think it'll be contribution based to start with, then when he goes onto income based, that'll be when they'll have to prove they're no longer a couple otherwise her income will be taken into consideration.