Unemployable. Sinking Fast.

dandelionclock30

If you have absolutley no money ask the dss about a severe hardship payments.Say that you are in a vulnerable group due to your mental health problems.
Ring up all the places you owe money to and explain you have none at the present but will commence repayment once your earning again. If you continue to have problems the consumer credit counselling service will negotiate on your behalf.

Kel_1981

MichaelCR wrote: »

Nope i just didn't go in. And yeah i tried the other week, But because i left voluntary i can't sign on for 6 months.

Last time I lost a job I had six months of signing on money due to my National Insurance Contributions, after that, I could not claim any further as my partner works too.

EconomicsGirl

Firstly I would register to sign on - you can do this online - the 26 weeks must nearly be up and you should be able to claim from then. Depending on your circumstances they may be able to help with housing and other costs too.

Re the banks / debts etc you really need to talk to the companies asap and sort something out. Banks are normally understanding (to a certain point at least) if you keep talking to them. If you don't you're likely to pay through the roof on overdraft charges.

I'ld consider ways of reducing costs as much as you can like do you have a car you don't need, could you live somewhere cheaper (move back in with parents temporarily) etc, anything you can do to help cut costs.

I'ld register with temp agencies as well as looking for permanent jobs. Its good you are getting help for the anxiety - I think if you are too ill to work you can get some form of disability benefit but don't know too much about this. I'ld tell other people (parents/friends) so they know how you are feeling and can help support you. Doing some voluntary work might help - say in a charity shop one day a week - it would fill the gap and maybe could give a reference. Maybe a previous employer could give you a reference or someone could give you a personal reference.

Hope things get better for you and look after yourself.

Oldernotwiser

How have you been using your time since you left your job? Have you done any training or voluntary work? How many jobs have you applied for over this period?