How long should this money last us according to Jobcentre?

merlin68

You need to sign on as otherwise you won't get your stamp paid and any future claims for benefits could be at risk. You have to have paid 2 years worth of stamp to be able to sign on. So if he doesn't sign on he won't have enough contributions for any future claims. My hubbie had £6000 redundancy but they still let us sign on.

lin473

Your redundancy pay is a relatively small amount .
You can still sign on and receive benefits .
I believe you can have up to 6000 before it affects your claim and then it is reduced (less than i thought would happen) up to £16000.
After that you cannot get means tested benefits at all.
You will need to contact wtc but will still get full tax credits for the children.
You maintenance payments may well be reduced.

I'm no expert ,but as i am in a similar position, i have been learning as I go along!

bestpud

If your OH had worked consistently over the last two full tax years, he will be entitled to contributions based JSA.

If he hasn't paid sufficient contributions, he'd need to apply for income based JSA. The savings limit is £6k so you should be ok unless you have savings elsewhere.

Your income would be taken into account though, so he may not receive anything until your maternity pay starts.

Do you rent your home?

real1314

Afaik, redundancy, pay-in-lieu, holiday pay etc have no direct effect on claiming JSA/IS whatever thesedays.

It'll just be treated as capital, and therefore what will matter is how much capital you have altogether (see the thread about not declaring accounts!).

Over £6k and your benefits are reduced; over £16k and you don't get any. :cool:

agrinnall

real1314 wrote: »

Afaik, redundancy, pay-in-lieu, holiday pay etc have no direct effect on claiming JSA/IS whatever thesedays.

It'll just be treated as capital, and therefore what will matter is how much capital you have altogether (see the thread about not declaring accounts!).

I'm not saying this is incorrect but wouldn't you have thought that PILON should be expected to last for whatever the notice period is? After all, if the notice had to be worked instead then JSA couldn't be claimed during that time.

missbunbury

OP, just thought I would mention - if your hubby is paying child maintenance through the CSA, make sure he notifies them of his change in circumstances straight away, don't wait until the money runs out.