Tuesday 26th July 2011 - What Small Things will you do today……?

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free!

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.!

So be proud of those small steps, they really are important.


Morning all,

Thought I’d start us all off again today then I can start work

Today I have/will
• Will have a NSD – bought lunch and snacks with me so no need to buy anything
• Do any surveys in my mailbox
• Look for MS jobs
• Meals from stores
• Checked my online banking – no change
• At lunchtime, see how my auctions are doing
• Check Quidco
• Use my inhaler and take medicine to help with breathing/reduce coughing!
• Charging phone at work
• Breakfast at work (using their milk)
• Think positive today
• Read newspaper online
• Read the freebie paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)
• Check mobile useage
• Phone pre-pay cc as money seems to have disappeared from it – only £5 but still???

Will see what happens....

Take care everyone
Candy xxx

josiebabie

Morning all!!
Thanks for starting us off Candy x
Payday for me today, so mainly bill payments for me :-)
Listypops:-
- Checked banking
- Pay bills
- Update spending diary
- Drink lots of water
- Surveys later on
- Sell a purge
- Go through WIP
- Try to work hard!
- Lunch/dinner/snacks from home stores
- NSD
- Try to sparkle, DB3 upset me last night so trying very hard with this!

Jx

Candy0107

Morning Josie - Didn't get a chance to reply to your post last night, but I thought we were a bit thin on the ground too.

And keep on sparkling (sp?)

Candy xxx

stitching_witch

Morning all and thanks to Candy for starting the thread today. It was very quiet here yesterday. Let's see if we can do better today folks!
That said, it won't be a very inspired list from me today


So far:

• wholemeal toast and HM jam for a filling breakfast
• fed and watered the chickens
• boxed up 2x half dozen eggs to sell
• made lunch and snacks to take to work
• checked banking
• checked for surveys

I will also:

• get paid for eggs
• keep an eye on surveys during the day
• do some stitching at lunchtime to avoid going out
• finish customer corset tonight so I can deliver it tomorrow
• curry from left over chicken tonight
• have an NSD

Have a good day everyone
stitchy x

ixia

Morning everyone

Candy- thanks for starting us

Today i will:

• washing out to line dry
• lunch and dinner from stores
• meal plan for next couple of weeks
• work out a budget for next few weeks- need to throw as much money to my CC before next bill is due. have to pay it off each month when it comes in determined not to pay them interest I stll use it though as it's a moneyback card. Put a lot on it so will be tight.
• check e-mails/banking/surveys.

Not much today have a lovely day- sun shining again :j

Tebheag

Good Morning all
What a lovely day again.
Today I have my cousin and her wee boy coming to stay so busy getting a room ready for them.
Made the bedrooms Unfortunately got to go to the shop to buy a single duvet as can only find one
Tidy all bedrooms
Check surveys (done yippee got a £10 voucher coming finally)
Check bank
Water garden tonight
Take kids to toddler group
Prepare lunch from stores
Go to airport to collect cousin try and time it right so not spending lots on carpark.

prob loads more to be done

Nottoobadyet

Good morning all!

Greetings from freeezing cold Nairobi. Im here on a short consultancy gig, heading back to KLA on Friday or Saturday. I've taken a week of leave from work and hopefully will get 4 days of consultant pay in. Also very cheap as I am staying with a friend and cooking in instead of eating out! Trying not to spend all the spare cash in my head and be sensible with where it should go I will probably put it towards buying a motorbike once I pass my test, may be asking Josie for advice soon!

Had a really lovely weekend away with both my roommates in crater lakes in the west of Uganda - a bit of a equatorial lake district. Really beautiful and very inexpensive between buses, hostels and camping. Great and MSE way to spend my birthday.

Candy thanks for starting us and I hope you feel better!

Today:
- breakfast at house
- lunch on expenses
- work hard so they ask me back to do more work in September
- make tea for my hosts - shakshuka, yum!
- email people instead of texting - I seem to have lost my phone in transit anyway
- check banking and update budget

happy tuesday, everyone!

Karb

Morning everyone. Thanks Candy for starting the thread.

NTBY glad to see you back. Hope you had a fab birthday. How jealous i am!

Today I have/will

Showered using free hotel toiletries
Charged phones on the train
Picked up some free cereal being given away at the station
Free coffee and newspapers from my friend in the first Class lounge at the station
Lunch from home

sibles

Happy tuesday my lovelies!
I managed to mess up the alarm again this morning! Was determined to get up on time and get my butt in gear, instead I set my alarm at the same time it was set for Sunday!! Silly girl. Ah well, I wasn't too late and brought brekkie with me instead.
Back at work today and determined to remain positive and cheerful. I'm off out to see Tess Gerritsen at our library tonight talk about her new book which is very exciting! So I'll work a bit later anyway.

So, my list for the day:
-bus to work using bus pass
-bus home (or if OH drives in I'll not have too!)
-lunch, brekkie and snacks either bought in or from the magic bottom drawer
-drinks from kitchen
-LSD - bought milk this morning and off out at lunch, but not planning on spending much (possibly a coffee)
-list 1 thing on ebay (still need to do shoes and dress mentioned yesterday, though shoes are all written up ready to go)
-check bank and make sure budget is up to date for payday tomorrow
-dinner from stores
-trying to find things to do in a couple of weeks with OH. we have a week off and are setting ourselves a budget for the week, and trying to think of things that are free (or v cheap) and fun to do!


I can't think of much else today.
Have a great day gang xxx

Wannabe01

Good morning everyone, Its yet another nice day here, I could get used to this.
Candy - Thanks for starting us off today.



My list for today:

• [STRIKE]Catch up with emails[/STRIKE]
• [STRIKE]Daily clicks[/STRIKE]
• [STRIKE]Do available surveys[/STRIKE]
• [STRIKE]One poll[/STRIKE] Nothing today
• [STRIKE]Pure Profile[/STRIKE]
• [STRIKE]Look into available work[/STRIKE]
• Do work some of my blogs
• Catch up with mates online
• Catch up with freebies thread
• [STRIKE]Try and complete 6 hours work [/STRIKE]
• [STRIKE]Sort paperwork for business[/STRIKE]
• [STRIKE]Do some of the ironing pile[/STRIKE]
• [STRIKE]Do required ms work and look for more[/STRIKE]
• [STRIKE]All meals from stores[/STRIKE]
• [STRIKE]Doctor’s appointment[/STRIKE]
• [STRIKE]Bath dd[/STRIKE]
• [STRIKE]Shower[/STRIKE]
• Clean and tidy the living room and kitchen

I think this is everything that I need to done today, I best get started as feeling very tired today.

determined_new_ms

Hi everyone :wave: we're back from our (expensive) weekend jaunt. Had a lovely tme with my lovely oh - lots of meals out, walking, sights & wine! we went to a fabulous sauna - hehehehehe it was a naked suana ! - and spent an entire day there. Much fun! :T

But back to blightly & back to the DFW ways

• check banking
• pay ccs x2
• take gas & elec readings & call supplier
• dig out a thank you card & send to my lovely friend for lending us her flat for the weekend
• call repairs as we need some work on our boiler
• check out what on flylady's list today
• go through cupboards, fridge & freezer
• meal plan for the 2 weeks (we have students again this week & I am determined to get it together this time & not spend a fortune on it!)
• shopping sticking to the list
• read through my new savings acc deets & transfer savings to the new acc
• run/swim/or gym one or t'other!

ok that seems like a lot to do! I also need to find another book asI finished my other one. Would recommend it its called "I capture the Castle"

Hope everyone is happy today. x (just gonna go and catch up on everyone's antics incase I've missed something important!)