public liability insurance

naturegirl_2

Im a self employed artist/craft worker who need public liability insurance for up to 2 million. I often work with the general public and with school children and some insurance companies wont deal with me for some reason. I've been getting insurance through my business bank account but this is going up every year and Im trying to find a better deal. I've never had an accident or made a claim since being self employed.

mattymoo

Best bet is to speak to a broker.
Also take a look at http://www.insuremyliability.co.uk/
No idea what they are like but the site is quite informative.

naturegirl_2

Thanks I'll give that site a try

naturegirl_2

Hi again to Mattymoo, I've just been online and found a GREAT deal which I will be looking into. Many, many thanks

naturegirl_2

well not such a great deal as the company only provides liability to people, building but not stock or tools. so the search is still on

maclean2

Hi - suggest you try https://www.portwood.co.uk as their list of occupations includes artists plus options for tools etc.

You may wish to ring them to check that they will fully cover your needs.

naturegirl_2

thanks maclean2 ive contacted portwood and they are getting back to me tomorrow with a quote

Sarahsaver

try the brokers Langley Horrocks and Hart, (google them;)) they got me a policy for £63 p.a. and I'm covered up to one million.

naturegirl_2

HI I have found a craft insurance company who have insured me for 2 million for £86 per year a saving of around £90 from my last provider (whom I had been with for years) just shows you if pays to shop around. thanks to everyone who tried to help

diekleinemue

Hi-ya Naturegirl,

what's the name of that insurance company that got you the great deal? £86/pa for £2m sounds good!

mue

naturegirl_2

Hi D, the guys name is Ian W Wallace website is https://www.craftinsurance.co.uk, email info@craftinsurance.co.uk. It's a big difference in price from my last insurer £179 !!!! great savings