lent money to a friend

terryw

The_Archetype wrote: »

Never:

(i) make friends with
(ii) enter into agreements with
(iii) arrange to go on holiday with

anyone.

Also, revenge attack.

Oh No. Not revenge:

"He who fights too long against dragons becomes a dragon himself;

Friedrich Nietzsche

meplus3

the only proof i have that it was a loan are text messages.

i think i will send them a letter before action to see if that will scare them into paying, i dont think they will want it to go to court as my brother in law has only just got his credit file cleared after defaults a few years ago.

would i send the letter to both of them or just 1?

terryw

If they are both going to named in the papers I would send a separate letter to each of them.

Check out "letter before action" on google or MSE to get help with the wording. Really take care with the presentation of the letter - the issue of a good such letter often forces debtors to pay but a bad letter only looks an empty threat.

Think carefully for a couple of days before doing anything. You could be putting good money after bad and causing even bigger family rifts.

paddyrg

How much are we talking? The fallout from this is going to be 'sides' of the family and one of those silly "you can't see your nephew" feuds that runs so long everyone forgets why it started. If we're talking some tens of thousands of pounds, then maybe it is worth it, but seriously, there come times in life to just learn the lesson and walk away. If you have shown them the 'no refunds' bit, and they understand you will be out of pocket and still not care, well then at least they will never tap you up for money again (they wouldn't dare!). Is it really worth making the family members have to choose between the two sides when having parties?

Cool_Mint

He borrowed money from YOU, he must pay the money back to YOU. If he wants a refund from the travel/holiday company that's his tough luck.

dealer_wins

Family or not, they clearly think of you as a piece of sshit dont they. Have nothing more to do with them!!