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My dad's mental health care

I need some advice with regards to my dad's mental health.

He has Bipolar disorder and short term memory loss, amongst other illnesses and requires 24 hour care. He has been living in a care home within Liverpool, for the past eight years, where they manage his health and well being very well. As far as the family are concerned he is in the best possible place.

But here's where i need some advice:

Liverpool City council are wanting to move him on to another home because of his age, he is now 74, and he does not meet the criteria of the home, in that they normally don't have residents past 65, though the home are willing to keep him, they enjoy having him around and manage him really well.

It costs over £1000 per week to keep, but this is because of the nursing element and the four hours one to one car given to him each day.

Because of the costs Social services are also saying it is costing too much to keep him here, yet if they moved him to another home it wouldn't cost much less to be honest, as they found out themselves when looking in to other care homes in the area.

Sneakily, his Social worker went to head office to find out how much money he has in his bank account, and it just so happened that the home were being audited at the time, so were more than willing to provide her with this information - i didn't even know how much he has in savings myself, but this shows just how uninterested in the money i am.

He also has a sum of money saved up, which has accumulated from him not being able to fully spend his pension, but now Social Services want him to part fund his own care. I told Social Services that i am not willing to sign nor agree to anything with regards to his funding.

They are saying that the amount of money is over the criteria you are allowed to have to receive full funding, yet they have fully funded his caring up to now without so much as a whisper.

At the moment my dad's money is managed fully by the home, which is the way it has been since he has lived there, and we don't really want to manage his money or have to take charge of it, unless of course there is no other option.

Basically, we need to speak to a solicitor to talk about appealing this decision and to also talk about the managing of his money so that Social Services do not force him to part fund his own care.

His funding will stop from August 10th.

Any advice welcomed.

Comments

  • krisskross
    krisskross Posts: 7,677 Forumite
    He has sufficient money to part fund his care. Why do you think he shouldn't be asked to do this?

    As you are totally disinterested in his money it really shouldn't matter how it is spent as long as it is for your father's benefit.

    We have to pay all our own living costs as we can afford to without taxpayers help. This applies to all of us.
  • Mr_PG
    Mr_PG Posts: 2 Newbie
    krisskross wrote: »
    He has sufficient money to part fund his care. Why do you think he shouldn't be asked to do this?

    As you are totally disinterested in his money it really shouldn't matter how it is spent as long as it is for your father's benefit.

    We have to pay all our own living costs as we can afford to without taxpayers help. This applies to all of us.

    Yeah and that money is going to last all of a couple of weeks buddy and then they will have to fully fund his care again.

    Like i say, his care has been totally funded 100% and only because they know he has savings they now want him to pay.

    It's totally senseless!

    We'll give you money to live on but because you can't spend it with being mentally ill we'll make you pay for your living with it :wall:
  • krisskross
    krisskross Posts: 7,677 Forumite
    Mr_PG wrote: »
    Yeah and that money is going to last all of a couple of weeks buddy and then they will have to fully fund his care again.

    Like i say, his care has been totally funded 100% and only because they know he has savings they now want him to pay.

    It's totally senseless!

    We'll give you money to live on but because you can't spend it with being mentally ill we'll make you pay for your living with it :wall:

    Are you saying he only has £2K savings and he is expected to use it to fund his care? I don't believe it. The limits on savings are much higher than this.
  • Torry_Quine
    Torry_Quine Posts: 18,887 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Even if he had no savings most of his pension and any other benefits such as Attendance Allowance should be used to fund his care.
    Lost my soulmate so life is empty.

    I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
    Diana Gabaldon, Outlander
  • iluvmarmite
    iluvmarmite Posts: 589 Forumite
    They obviously know he has more than a couple of weeks care money or they wouldnt ask for it to go towards his funding. You may not like this but if your Dad was not ill and not in care then the money he has saved would go towards his living expenses, yea he most probably would be able to save a few quid at the end of the week, but now he is in care he is getting everything he needs and more, hes getting regular meals, baths, heating, a comfortable bed, lots of people around to care for him, if he has the funds then he should pay towards all this care. The only downside would be for his children as it means it would eat into his savings and there would be no inheritance at the end, but thats a small price to pay to make sure your Dad is well looked after and cared for, and as you say, the home he is at now is doing just that job.
  • If your dad has savings or assets above the allowed threshold he should use them to part pay for his care. If he were home and able-bodied he would be using the money for his own living expenses anyway. Once the savings drop below the threshold he won't be expected to contribute any more. Realistically, why should taxpayers subsidise 100% of your dad's cost of living when he has funds to pay part of it himself? It's your dad's money, to be spent on your dad. The taxes pot isn't big enough for people to squirrel away hefty inheritances for their kids these days I'm afraid.
    DMP Mutual Support Thread member 244
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  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Presumably his savings have increased since he went into the care home, which puts him in the situation where he has too much for his care to be fully funded. If that's the case, once the savings reach the previous level he'll be fully funded again.

    Concentrate your energies in making sure that your father's in the best place for him and forget about the financial side of things.
  • cte1111
    cte1111 Posts: 7,390 Forumite
    Part of the Furniture Combo Breaker
    Quote from direct.gov.uk:
    Capital and the value of your home
    If you live in England and have over £23,000 in capital you'll be assessed as being able to meet the full cost of your care. If you live in other parts of the UK, the following amounts of capital apply:
    in Scotland - £22,750
    in Wales - £22,000
    in Northern Ireland - £23,250

    So if your dad's capital has increased over the limit, then it is correct that they will re-assess him and his capital will be used to pay for his care until his capital is again reduced to the limit.
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