We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Still needing help about undocumented CCJ

Hi everyone

Just tried to find out as much info on this as possible.

Now I received a CCJ in 2008 and have been paying back since then, but as this was a credit agreement from 2003 I was trying to find out if it was still legal.

I spoke to the collection company (Nolans Solicitors) and they say theyre might not be any documentation existing but they can still claim the debt due to the court decree.

Now can i fight this in any way as there is no documentation and probably never has been since or before the CCJ was implemented.

Thanks for any help


Rich

Comments

  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    I don't believe you can fight the debt on the basis of lacking documentation once it's been decided on and a CCJ has been issued. I take it you did not argue at the time that there was no signed agreements etc?
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • I had no idea i could fight it at the time to be honest and now they know im paying a debt off at 10% a year and gaining interest at 8% :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.