After getting a mortgage, what do we do next?

timmyt

Yorkie1 wrote: »

+1

I was in exactly your position. Get quotes from 2 or 3 solicitors, check the detail of the quotes or you might find a few surprises which you hadn't initially spotted.

After instructing the solicitor, I provided the necessary information when the solicitor asked for it, checked the documents didn't they send you in one go a through and plain English bound report on all the annexed documents, so you have a resource document throughout your ownership? herm..maybe we can cut some corners and stop doing that ...herm which were sent through e.g. search results, lists of fixtures / fittings left by the vendor, any terms restricting the use of the land - and made sure I raised any queries which didn't tie up properly with my understanding of the property or the sale. Make sure you've got your deposit lined up in good time, and try not to stress too much!

When the mortgage is applied for, you can either ask the mortgage company's surveyor to also do a survey for you too at the same time, or you can instruct an independent surveyor to do one for you. I think most people go with the mortgage company's surveyor for less hassle.not in my expereince....cheaper to get your own, as anything they find will be reported back to the Lender , so get your own chartered surveyor

good luck OP. most lawyers will hold your hands and send you the needed documents in about 8 steps to a purchase