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Friday 22nd July - What small DFW things will you be doing today?!
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            Hi, I am back in the land of the living for 5 days! 5 days off work whoop! I have tomorrow booked off but did overtime on tuesday. My house looks like a bomb has gone off, I was just sooo tired I decided it could all wait for me for a change.
 Today I have:- Washed up
- Cleaned kitchen
- Done 1 of 10 loads of washing, on quickwash
- Put £4 into sealed pot
- OH cut his own hair
 - [STRIKE]Send OH out to do his 4 hrs overtime[/STRIKE] Done
- [STRIKE]Continue with washing on quick but only so much airer space! Need it to stop raining![/STRIKE] 4th load and airer limits reached. Have resorted to towels on line and watch weather like a hawk lol
- [STRIKE]Clean bathrooms[/STRIKE] Done
- [STRIKE]Check banking[/STRIKE] CSA surprise money coming in monday, transferred rent and DD money to savings, transferred some to cheque account to cover DS school trip
- Clean out bunny and gerbil
- Finish lounge and vacuum
- Vacuum hallway, get rid of recycling
- Change beds
- [STRIKE]Check pigsback[/STRIKE] 40 piggy points and comp entered
- [STRIKE]Update sig with sealed pot amount[/STRIKE] Done
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            Morning everyone!
 Today I will:
 Check banking- Transfer odds into savings account
- Coins into saving pots
- Check Ebay
- Check Onepoll
- Transfer paypal money into bank
- Watch last night's episode of Torchwood
- Breakfast and Lunch from stores
- Take water/snack to work with me
- Working 3pm-9pm
 0
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            Hi everyone, almost the weekend. Hope NTBY is having a great birthday.
 Taking the kids up to Teesdale tomorrow for my stepmother's birthday. Will be quite a houseful. Hope the weather is good.
 Today I have/will
 Showered using toiletries from my recent hotel stays
 Checked online banking
 Booked some Annual Leave
 Submitted my expenses
 Charged phones on the train
 Lunch from home
 Weekly shop at Aldi tonightDebt free since December 2015. It can be done0
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            Hi all,
 Have checked online banking and is looking bad.... roll on pay day please....
 have a good day all xDEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
 MFW 2012 No.148:£1600 / £450.00
 Mortgage - 102,57.160
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            Hi everyone,
 Pixie - Sounds like you have a fantastic time ahead of you, enjoy!
 Stitchy - Hope today isn't as dire as you make it sound! At least it's Friday 
 Tigermoon - Enjoy your lesson later, hope it cheers you up & helps payday feel a little bit closer
 Ziggy - Hope you're doing better today!
 Today I have/will:-- [STRIKE]Used freebie deodorant for trial that I am being paid for :j [/STRIKE]
- [STRIKE]Made use of free water & milk at work [/STRIKE]
- [STRIKE]Food from stores [/STRIKE]
- [STRIKE]Charged phone at work[/STRIKE]
- [STRIKE]Dinner from meal plan[/STRIKE]
- [STRIKE]Go to wilko's/pound shops to see if the cleaning product I need is in stock[/STRIKE]
- [STRIKE]Stay in for the rest of my lunchtime to avoid spending[/STRIKE]
- [STRIKE]Check for surveys[/STRIKE]
- [STRIKE]Enter comps[/STRIKE]
- Washing on eco setting
- Hang up to dry
- Must do some more decluttering/ebaying - at least 5 items gone!
- Catch up on flylady activities & thread, must eat a couple more frogs tonight - only managed 2 last night, oops!
- [STRIKE]Give myself a DIY manicure[/STRIKE]
- [STRIKE]Use loyalty card when I go to get my eyebrows done[/STRIKE] (I don't often do it, but need a treat once in a while & this is cheaper than a manicure!)
 :idea:Debt at July 2012: £12,862.57 :eek:
 :dance:Current Debt: £0 :j
 100% paid off!
 :think: Savings Goal for November 2016: £5000 :cool: Current Savings: £1176.24 _party_ Current Savings: £1176.24 _party_
 23.52% Saved!0
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            Helloooooo lovely people 
 Haven't been on for a while as it's been a bit hectic, so I really hope everyone is ok
 Pixie - Thanks for starting us off - lucky you having a nice holiday 
 Stitchy - Keep hanging in there with the job hunting, something will come up!
 Today I'm having an NSD as payday isn't until NEXT FRIDAY!!! :eek: I'm very skint so lunch from stores today. I'll also be doing the following:-
 - Chasing up creditors to see if they accept my DMP
- Tweak budget like I do every day
- Meal plan for 10 day cycle - can do a bit more than weekly, bit less than fortnightly and it's all I can fit in my section of the fridge
- Clean, tidy, declutter & pack for my moving out day next Sunday!!!
- Gym tonight - already paid for and I'm poor
- Declutter email inboxes
- Brekkie, lunch, dinner & snacks from stores
- Browse eBay for cheap work clothes for my new job :j
 October Grocery Challenge - £67.18/£135
 Save up £500 - £0/£500
 NSDs for October - 0/100
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            Can I please do some cartwheels????
 MY COUNCIL TAX ARREARS ARE GONE! :j:beer:
 I rang CT to check how much we had left as been dealing with underhand bailiffs and they said £10.04 so I flippin well paid it! Its not over sadly as we need to take on the bailiffs and get them to sort out their fraudulent activity - they agreed to our payment offer but said they couldnt take it over the phone and had to come out for us to sign the paperwork. I left OH to deal with it and they did walking possession on 4 accounts, charged us hundreds on top and levied on our broken down metro (:rotfl:). They even charged on an account already settled! So we now have to get them to refund all charges :eek: as they werent allowed to charge any of them! I just left the CT woman speechless as she didnt know that I knew the bailiff is owned by the same company that the council contracts the council tax to. Talk about a conflict of interests!
 They can have the broken down metro if they want, its currently in many pieces down the scrappy :rotfl:well, the bailiff said we could ONLY sell it if we paid them the money we made on it directly to them....which I did, all £95 of it :T
 Edit to add: The arrears were about £3k, so really pleased 0 0
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            hi every one
 had a good few hours sleep
 sadly not a nsd (hubby did the shopping so should be covered for a few days)
 weather rubbish
 todo
 washing on
 bathroom
 hoover
 the joy
 have a great friday evening see u later xxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500
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            Good afternoon everyone. I am late in posting today, as today seems to have been so hectic.
 My list for today:- Catch up with emails done
- Quick shower done
- Bath dd done
- Take kids for a walk done
- Daily clicks done
- Catch up with surveys that are in my inbox done
- Clean and tidy the house done, I had this done at 7am, which is very unlike me.
- Hoover the house done
- Check one poll done Earned 25p
- Check pure profile done
- Look into available jobs
- Look into using an old work account again done This was a lot easier to sort than I would be.
- Phone mum and send a text to DH have phoned my mum will text DH later.
- All meals from stores done
- Get ds to bed at a reasonable time done
- Do some of the ironing pile
- Complete 5 hours work
- Do some of the washing done
- Check online banking done I have got rid of my OD
- Update expenses spreadsheet done
- Pay some money off debts done - update signature done
- Health visitor appointment done
- Do the required ms work
- Look into the possible new ways to make money (all found on this forum)
 Aiming to get Debt Free.0
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            Just back from a DFW-style mini-break. Managed to finish on budget. Hurrah!
 Set the DVD recorder wrongly so I missed a couple of shows. :mad: I'll have to find them online.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0
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