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Friday 22nd July - What small DFW things will you be doing today?!

pixiechick99
pixiechick99 Posts: 3,731 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 22 July 2011 at 6:05AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Goood morning from a rather cheery me - it's the end of term:j:j:j
So, I thought I'd start the thread then you probably won't see me much for a while;) We're off to SPain in a few weeks for a week all inclusive...bliss. Other than that we have no plans....lots of lounging about, sorting house, selling on ebay....:rotfl:

So - time for a list from me:
  • check banking
  • check onepoll - I'm on 15p - finally reached £40 and claimed it last night:beer:
  • dry washing off the airer
  • lunch from home
  • dinner tonight - well it has to be pizza takeaway, I'm having a night off:T
  • packed lunch for dd2
  • Enjoy the last day at work:)
Ok - must get ready now. Have a lovely Friday everyone:A
I really need to sort out a new signature!
«13

Comments

  • 98jdougl
    98jdougl Posts: 1,154 Forumite
    I have menu planned for next month, got some inspiration from the OS boards for a bit of variety otherwise I end up feeding OH the same meals over and over, going to finish batch cooking my grocery shop from yesterday to stop OH from making it and not having it go as far and having frozen home made 'ready meals' stops me going for takeaway on the nights I can't be bothered, otherwise and just sorting out my august budget but am sure I have forgotten something because I have over £100 left, even after bumping £150 into wedding savings :S
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Morning everyone, and thanks to pixie for starting us off today.

    My list so far:
    • ran DW overnight on Economy 7
    • checked banking - dire!!!
    • checked for surveys
    • fed and watered the chickens and asked for 4 eggs today
    • boxed half a dozen eggs to sell
    • "fed" the sourdough starter - might be able to start using it over the weekend :D
    • made packed lunch and snacks from stores - left overs and lots of fruit/nuts
    • scoured local paper for a part time job but nothing suitable :(
    I will also:
    • get paid for eggs
    • keep an eye on surveys throughout the day
    • do a half hour walk at lunchtime - this has slipped since doing the Race for Life as I'm not 'in training' any more :o
    • try not to shout at the UPS office person when I phone to complain. They've left me a "second" delivery attempt slip and will try to re-deliver today, but I'll be at work. If they'd left a slip the first time I could have rescheduled it!
    • try to get through my day at work without wanting to hand in my notice - a very big DFW thing to do today :rotfl:
    Right then peeps, must get a move on and not hang around here until it's time to go! Have a good day.

    stitchy x
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Morning all,

    Thanks for starting us off Pixie – enjoy the last day at school

    Hi peeps! Friday Finally!!! :j :j :j :j

    Today I have/will
    • Will have a NSD – bought lunch and snacks with me so no need to buy anything
    • Do any surveys in my mailbox
    • Look for MS jobs
    • Meals from stores
    • Checked my online banking – no change
    • At lunchtime, see how my auctions are doing – Bessie has a couple of bids, but no change from Wednesday!
    • Charging phone at work
    • Breakfast at work (using their milk)
    • Think positive today
    • Read newspaper online
    • Read the freebie paper on the train
    • Need to check out the freebies and the competition boards
    • Enter comps online
    • Drink plenty of water
    • Take meds and vits to control hormones
    • Update food diary (online and paper copy)

    Will see what happens....

    Take care everyone
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Morning all! Nice day this morning here, makes adifference from last night when netball was rained off, so ended up going to the gym instead... £4.50...boo!
    List:-
    - Check banking
    - Order tickets at 9am...eeeep thanks mummy xxxx
    - Recheck budget following gym spend last night
    - NSD
    - Pick DD back up from nursery, I have her back!!!
    - Remind DM I am working tomorrow...lol
    - Sell a purge or two!
    - Check my WIP at work for any uninvoiced labour
    - 1x HC
    - Washing is on airer
    - Keep house tidy!
    - Vacuum downstairs tonight
    - Dinner from stores - freezer dive
    - Lunch/snacks from home
    - Write shopping list.....
    - Sparkle

    J xx
    Nothing to report as yet...give me a minute...!
  • Tebheag
    Tebheag Posts: 382 Forumite
    Good morning All
    Thanks pixie for starting us off and hope you have a lovely last day of term.

    Today cheked surveys still not been credited final pound from a survey aaaah
    Check bank
    Try and do some washing
    Get some cucumbers etc from garden
    Try and do bit of work didnt do any last night
    Feel awful so very short list already been bad and put kids in nursery as no way i could cope with them so off back to bad as soon as i have put washing in machine and checked bank.
    Hope you all have a great friday.
    x
    £10 a day challange Feb 27/435 Jan 530/465

    2012 to pay off CC
    After snowballing should be debt free by Mar 2016
    2011 Target to be overdraft free this year and get debt down!
  • Morning everyone.

    Today's small list is to:

    Charge phone in work

    Lunch taken into work - other half of homemade spag bol I found lurking in the freezer last night!

    Put £60 into bank at lunchtime and pay off bus tickets bought on cc.

    Charged toothbrush this morning on E7. Remembered to turn off shower and extractor :)

    Anticipate pay day on Monday!

    Hopefully get payslip today and tweak budget!

    Have a good dfw day all!
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 22 July 2011 at 2:44PM
    morning all.

    coming to the end of my week off booo!!

    Thanks for starting us off Pixie enjoy your holidays. (lucky for some to have so long off)

    Stitchy did you see my message wednesday I think about the bra stuff??

    okay my list for today

    [STRIKE]check banking[/STRIKE] not looking too bad but roll on payday
    [STRIKE]check surveys[/STRIKE]
    [STRIKE]HC[/STRIKE]
    airer dry as it's raining
    [STRIKE]eyebrows waxed [/STRIKE] okay not DFW but it makes me feel better about myself
    [STRIKE]make cakes for this afternoon[/STRIKE] DD is having a friend from nursery home
    tidy front room
    [STRIKE]tidy DD's bedroom[/STRIKE] so they have room to make a mess!!!
    [STRIKE]tea from stores[/STRIKE] home grown potatoes and leftovers mmmmm
    [STRIKE]box up fabric from spare room[/STRIKE] How can I hide the amount of fabric I have from DH when he's the one who needs to move the boxes?? :o
    [STRIKE]sort 3 boxes from spare room[/STRIKE] at last the spare room is looking a bit emptier

    that'll do for now I think. Got quite a busy day today with lots to do.

    Happy friday everyone
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • tigermoon
    tigermoon Posts: 64 Forumite
    Morning everyone,

    Happy holidays and happy Friday to everyone who is looking forward to some time off!

    Payday is feeling like it is a long time coming for me this month (next Tues) I have £30 left and I need £10 of petrol, I've run out of make up and I'm supposed to be meeting a friend for lunch. :eek:

    Anyway, my list for today:

    Check banking and update spreadsheet DONE
    PAD to Natwest DONE £1.72
    Finish chartership report
    Breakfast at home from plan
    Dinner from stores (quiche out of freezer - need to pick up some salad)
    Go to Aldi to buy make up
    Go somewhere cheap for lunch
    Pre-paid riding lesson tonight - that'll cheer me up :D

    That's all I can think of for now, hope everyone has a great day xx
    Debts at Highest £18600
    Overdraft £550/£900
    Egg Loan currently £6253
    Credit cards - GONE AGAIN as of 26/07/11
    THIS TIME IT'S FOR REAL!
    Aiming for DFD 26/01/2012
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello!
    I'll:
    -go to my three customers
    -iron
    -give a call to my other customer
    Then I'll see :)
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning all

    Pixie - Thanks for starting us off
    Hugs to all that need them esp Stitchy and Tebheag

    Sorry didnt get on yesterday as it became a strange day, I even forgot to pick LO up from school (im my defence I thought it was Science Club but it finished last weeks -oops, thank goodness for good friends)

    Today's little list

    Check Banks
    Check Swapits (for LO)
    Comps
    Lightspeed surveys
    List items for sale on gumtree/netmums
    Request shed window on Freecycle
    Order free pics from Snapfish
    Return items to Next
    return Library Books after school and hopefully "play" in park after

    Have a great day everyone, love and best wishes to you all on my fave thread

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


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