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20th July What small DWF things will you do today? :)

Amara
Amara Posts: 2,176 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
edited 20 July 2011 at 5:39PM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Welcome everybody in this rainy morning.
I have chacked my emails already, I will:
-[STRIKE]go to my four customers[/STRIKE]
-prepare some paperwork for my business
-[STRIKE]hoover[/STRIKE]
-cook a tea
-[STRIKE]tidy up a bathroom[/STRIKE]
-call my customer
See you soon!
«134

Comments

  • Good morning!

    Today I will :
    • Check banking - moving any cash as necessary
    • Packed lunch for me a DH from stores
    • Dinner at in laws tonight - save me cooking ;)
    • Washing on tonight
    • Start my new job!
    • Drive sensibly to save fuel - hoping to make it til Monday!
    Have a good day everyone! :wave:

    Inspire xx
    Targets for 2014 :

    OP mortgage £18000

    Pay £4260 into ISA
  • hi guys :wave: thanks for starting the thread Amara - can you pls put a smilie in the title? Makes it easier to find when I come on!

    Today:
    • make sarnie for lunch & fruit for snacks
    • checked banking - :j payday
    • work out my budget for this month - I've charged a bit too much to my cc this month & owe oh £100 :(
    • go for a walk at lunchtime
    • pack suitcase for trip tomorrrow:beer:
    • going to friend's for dinner so free food ;)
    • take gas & elec reading as I changed supplier last week
    ok that'll do me. Better get myself into the shower! oooooo yeah I can bask in the glory of the A and take work a bit easier otday than it has been for months! Have a great day everyone x
    DF as at 30/12/16
    Wombling 2026: £25.70
    Grocery spend challenge Feb £285.11/£250
    GC annual £389.25/£2700
    Eating out budget: £ 48.87/£300
    Extra cash earned 2026: £185
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Good luck with your new job inspire!
    Can we have a smile at the front please Amara? Thanks for starting us off!

    Ok here we go, scream if you wanna go faster!!!
    - Check bank
    - Do surveys
    - Packedl lunch/snacks
    - Investigate weather/prices for Moors Valley on Sunday
    - Pay some bills depending on above
    - Netball AGM tonight in a pub with BBQ. will drink soft drinks and have one hotdog, max £5 I hope!
    - Sell purges, maybe 5 opportunities today?
    - Work in progress today, clear some old backlogs
    - Spend time with new girl checking her work, had a few mishaps recently
    - Update diary tonight
    - Wii fit tonight
    - Definately sparkle!

    Happy hump day everyone!!!

    J x
    Nothing to report as yet...give me a minute...!
  • pixiechick99
    pixiechick99 Posts: 3,743 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning - can we have a smiley on the thread title please, makes it easier for us tired old things to see??!!:) Thanks!


    Ok, no work for me, then just 2 more days until the lovely 6week break:beer:
    So, best crack on...here's my list:
    • check banking
    • check onepoll - on £39.50:j:j
    • write small list for supermarket...I will not go to the big Tesco as I'll buy extras...just local co-op;)
    • friends for a cuppa this morn
    • meal from plan tonight - jacket pot+ chicken, leftover spag bol for eldest after she's been to cinema
    • washing is on - will go on airer I think
    • wrap and post ebay sale
    • buy car tax online:(
    • found a wedding card from my stash for a colleague:T
    • early night....I need the end of term, I'm exhausted:p
    Have a good day:money:
    I really need to sort out a new signature!
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Morning all, and thanks to Amara for starting us off today.


    So far I have:
    • run DW overnight on Economy 7
    • checked for surveys
    • paid rent using my overdraft to do so :o
    • checked banking :eek:
    • fed and watered chickens
    • boxed half a dozen eggs to barter - see below
    I will also:
    • swap eggs for a mini veg box (potatoes, a celery and a few tomatoes)
    • take snacks and lunch to work
    • dinner from stores
    • keep an eye on surveys all day - only three yesterday :(
    • finish two corsets tonight if the materials order arrives today
    • no NSD as I forgot to buy petrol yesterday and there's not enough in the tank for another day
    But the really, really good news is that DH starts a permanent job tomorrow after being off sick for three years (apart from a week's work last month). If he sticks it out it will mean the financial burden can be shared instead of sitting squarely on my shoulders.
    Debt busting here I come! :j:j:j


    PS Jo, love the new signature :D
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Morning all,

    Thanks for the advice re Bessie yesterday – I have tried everything I could think of such as moving the seat, removing the car mats, changing where I place my foot on the pedal etc but it makes no difference – basically, it is psycho! She sometimes works but then has a mad 5 mins where she doesn’t work – and that can be really dangerous (not to mention frustrating).

    Thanks for starting us off Amara

    Hi peeps!

    Today I have/will
    • Will have a NSD – bought lunch and snacks with me so no need to buy anything
    • Do any surveys in my mailbox
    • Look for MS jobs
    • Meals from stores
    • Checked my online banking – no change
    • At lunchtime, see how my auctions are doing – Bessie has a couple of bids
    • Charging phone at work
    • Breakfast at work (using their milk)
    • Think positive today
    • Read newspaper online
    • Read the freebie paper on the train
    • Need to check out the freebies and the competition boards
    • Enter comps online
    • Drink plenty of water
    • Take meds and vits to control hormones
    • Update food diary (online and paper copy)

    Will see what happens....

    Take care everyone
    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 20 July 2011 at 8:03AM
    Off on a 2 day mini-break and for once I'm being really relaxed about it. We leave in 2 hours and I'm not packed yet!

    :D Taking food and drink with us.

    :D Just gonna enjoy the outdoors and visit free places.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    There, sunny smiley on the front :) Have nice day, everybody!
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm very happy :j
    By the way: does anybody know how many posts are needed for how many stars?
  • you need to get to 2000 for your 4th & 10000 for the 5th
    DF as at 30/12/16
    Wombling 2026: £25.70
    Grocery spend challenge Feb £285.11/£250
    GC annual £389.25/£2700
    Eating out budget: £ 48.87/£300
    Extra cash earned 2026: £185
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