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Mature student travel costs??

My wife and I are heading back to school, we have a young baby and completely reliant on loans and grants etc. The question now is regarding travel costs and whether or not anyone knows if there is a way to get free train or bus tickets?? I've checked out rai lcards but it says it doesn't apply on fares under £12!! Our daily train trip will be £7.90 which is ridiculously expensive and I'm loath to use the car??
any help or advice would be gratefully received!!
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Comments

  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Are you in Scotland or England?
  • finn2222
    finn2222 Posts: 8 Forumite
    We are in England:j
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    You can't claim any travel costs under the English system of funding.
  • GothicStirling
    GothicStirling Posts: 1,157 Forumite
    finn2222 wrote: »
    My wife and I are heading back to school, we have a young baby and completely reliant on loans and grants etc. The question now is regarding travel costs and whether or not anyone knows if there is a way to get free train or bus tickets?? I've checked out rai lcards but it says it doesn't apply on fares under £12!! Our daily train trip will be £7.90 which is ridiculously expensive and I'm loath to use the car??
    any help or advice would be gratefully received!!

    That's what the loans are for.
  • emily93_2
    emily93_2 Posts: 100 Forumite
    You can't claim travel costs.

    How far is your journey? Have you considered getting a bike a cycling?

    You can pick one up these days for about £30 second hand.

    xx
  • Jami74
    Jami74 Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    finn2222 wrote: »
    My wife and I are heading back to school, we have a young baby and completely reliant on loans and grants etc. The question now is regarding travel costs and whether or not anyone knows if there is a way to get free train or bus tickets?? I've checked out rai lcards but it says it doesn't apply on fares under £12!! Our daily train trip will be £7.90 which is ridiculously expensive and I'm loath to use the car??
    any help or advice would be gratefully received!!

    Have you looked at buying a weekly or monthly season ticket? These work out cheaper per journey. Or what about buying advance tickets, these sometimes work out cheaper. The student railcard takes 1/3 off even under £12.
    Debt Free: 01/01/2020
    Mortgage: 11/09/2024
  • The_One_Who
    The_One_Who Posts: 2,418 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    finn2222 wrote: »
    My wife and I are heading back to school, we have a young baby and completely reliant on loans and grants etc. The question now is regarding travel costs and whether or not anyone knows if there is a way to get free train or bus tickets?? I've checked out rai lcards but it says it doesn't apply on fares under £12!! Our daily train trip will be £7.90 which is ridiculously expensive and I'm loath to use the car??
    any help or advice would be gratefully received!!

    No, you'll need to use part of your loan for that. Look into buying season tickets since they work out cheaper than individually buying, and I know some bus companies offer student deals.

    That rule is for peak travel on railcards. Travelling at any other time will get you your discount. So they probably won't be much use if you have morning lectures.
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Having reread your first post, I wonder why you're loath to use the car. It seems a bit pointless to pay for all the running costs and then pay for public transport as well, particularly as it looks as if you'll be travelling to the same institution.
  • Person_one
    Person_one Posts: 28,884 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    If you are eligible for an NHS bursary you would be able to claim back travel costs for getting to placements if the cost is higher than for your normal journey to university. That's the only exception I'm aware of!

    I'd double check railcards though, when I last had one (only a year ago) the 1/3 discount applied no matter the cost of the ticket.
  • The_One_Who
    The_One_Who Posts: 2,418 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    For railcards the 1/3 discount does apply no matter what the cost of ticket. But in the morning peak it will be £12 or the normal cost without the discount, whichever is cheaper. So for a lot of people it can be cheaper to get a normal ticket. If I had to do it I got a normal single and got a discounted single back, but it only saved a few pence.
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