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How much WILL you pay off in 2007???
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I'm moving home to parents at the end of January so my outgoings will plummet. Hope to pay off at least £10,000 in 2007Last bet : 26th Oct 2006:j Debt free 25th Feb 2008:j Living "my" dream:T0
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I hope to pay off atleast £10k, ready to pay the remaining £8k or so by the end of 2008... heres hoping!0
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In 2007 i will be paying off.......
168.63 x 12 (loan) = £2023.56, bringing it down to around £3000....
i will get my lloyds card down from £3100 to hopefully under £2000...
virgin card will be cleared and closed down.....currently £550
&more card wll be down from £2000 to £1300...
i will hopefully pay my mum back some of the £600 i owe her
and my Lloyds overdraft will be cleared, leaving me with just 5 creditors as opposed to the current 7 :laugh:
so that's hopefully about £4500 :beer:
xSaving for a deposit: £11,000 / £50,000 (22%)0 -
In 2007 I aim to pay off £14,000. This will get my debts under £15,000 and mean I can be debt free in 2008 :j
I am aiming for a year of no spending except for budgeted items. So no clothes,cd's books etc.
x0 -
£7199.91, which works out at less than £600 a month.
OK, so it's £599.99, but still, psychologically important _pale_A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Wow! Good luck to everyone in their 2007 targets - we can do it!
I will pay off the remaining £2K (in my sig) - just 3 months to go!
I will save the monthly £700 x 9 = £6,300 as my "safety net", along side the current £200 month x 12 for annual bills (separate pot).
2008 plans (oh how sad am I) are then to increase pension payments, overpay mortgage and have a great holiday.
Am I wishing my life away here!Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Our aim is to be completely debt free by the summer. We have about 3.5k to pay off.
PP
xxTo repeat what others have said, requires education, to challenge it,requires brains!FEB GC/DIESEL £200/4 WEEKS0 -
Lots of luck to you all in achieving your goals!!
I aim to be debt free by this summer ... my motivation is imagining that wonderful feeling of not owing anyone a penny ha ha.
Cokey x0 -
At least the £4,000 so my debt will be below £10,000. With some luck on my side Halifax might accept an offer of settlement. Roll on the totals next year. Good luck all.Barclaycard 3800
Nothing to do but hibernate till spring
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I will pay off the evil cahoot flexible loan which is £7500, actually I am kind of cheating because my house has sold and I will pay it by the end of January, in fact I will pay off all my debt, so my total will be around 40k paid off. Instead I plan to save like a mad woman to replace the equity from the house so one day we can buy our home in canada. My goal is to repay the debt to myself, so I will put £7,500 in savings this year (the same amount as the cahoot loan). My challenge is to smash that target and save £12k by finding other ways to make extra cash and more ways to stop spending it.:A
:A"Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein0
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