Sheilas Wheels Nightmare

hanlou007

Well i thought !!!!!! Turpin wore a mask and cape BUT in fact its a pink dress.
Changing address and car on my policy and charging me £70 more then the quote i can get online but if i cancel they charge £55 so i am in a no win situation.
I am a 36yr old woman with over 10 years no claims
Feel totally robbed :mad:

BlueFox

Insurance companies have car owners over a barrel, we need car insurance by law & they are exploiting this by charging ridiculous amounts for any change you make to your policy. Abour 4 /5 years ago in one year I once changed my car 3 times & didn't get charged anything for doing so, now it would cost £100+.

I imagine you have been charged an admin fee for EACH change which is disgusting.

kingstreet

We have to take these charges into account when we buy our cover.

If I thought I'd move or change cars during the term of a policy, I'd make sure the charges I'd face were reasonable.

Often, we get a cheaper rate because we're willing to accept the charges. We tend to want it all ways though. (eg) "If I don't move or change cars, why should my premiums be higher to fund services for those who do?"

We need to spend a bit more time working out what's right for US not being spoon-fed the stuff the comparison sites feed us.

hanlou007

The car is the same insurance group
Have spoke to 2 different people and had 2 different reason why i am being charged

kingstreet

According to my wife's SW stuff, page 4 of the pdf, there's a £55 fee for cancellation in the first year with them £27.50 thereafter, or transaction fees of £26 for an alteration whether the premium rises, falls or stays the same.

So I guess they can charge you £26 for the change of address, plus £26 for the change of vehicle, then you'd pay the premium difference for the vehicle at the new risk address.

Like I said, you have to look at the charges for alterations the same way you look at the excess, premiums etc when you buy.

I changed in June and I picked a firm with no charges for alterations.

http://www.csis.co.uk/car-insurance/

BlueFox

hanlou007 wrote: »

The car is the same insurance group
Have spoke to 2 different people and had 2 different reason why i am being charged

If I were you I would try & speak to a manager about it.

I'm with Aviva & they charge £15 admin fee for any amendments & I thought that was pricey as they didn't use to charge anything last year.