Diary of the Kevster

kevster1009

Thanks Hypno, I thought for a mo it was only me reading this!

Tustastic

Great that you got the £350 loan back. Well done on spending it wisely. Any idea why it was handed over now? Most people are too worried about the bills to be paying off loans from friends or family in January.

kevster1009

She came into some money and decided to pay me back first, came in useful this month I can tell you.

chevalier

What with xmas and all, I might have missed it, but did you do a Statement of Affairs for us to pick over for more moneysaving?
cheers
chev

[Deleted User]

Well done kevster, you have started to think MSE .I shall be popping in now and again to see how you are getting on.That is one serious debt you got there mate, I hope you will get it down o.k. remember baby steps become giant strides

bobbie78

hey you're doing really well kevster, just remember with the mystery shopping you need to register as self employed unless it is one of the few companies that does paye. If you don't register you face a 100 quid fine and of course having to pay the taxes. I can't remember your situation but if you have a partner that earns less or doesn't work it would be better if they do the mystery shopping so it can be part of their tax free allowance rather than you doing it and ending up being taxed on it on top of your wages.

Keep up the good work though, I wish I could cook beef in ale sounds yummy.

Tustastic

kevster1009 wrote:

She came into some money and decided to pay me back first, came in useful this month I can tell you.

What a good mate!

kevster1009

Thanks folks, yes she is superb. I lent her money to sort her car out in July last year and NEVER asked for it back as I knew she was skint. As soon as she had some cash she paid me...thats wot friens are for eh?

Beef in Ale was easy.....slow cooker, dump the onion, diced beef, tin of toms, can of beer, 2 Oxo cubes and let it go, thicken it with lentils if its too thin. Easy and about 60p per portion too.

kevster1009

JackieO wrote:

Well done kevster, you have started to think MSE .I shall be popping in now and again to see how you are getting on.That is one serious debt you got there mate, I hope you will get it down o.k. remember baby steps become giant strides

Yes it is a big debt, but I do earn around £40k per year and I seem somehow to be managing it. It is as follows:

Od 1 Lloyds £10k
Od2 Lloyds £5k
CC Me Lloyds £3.4k
CC Wife Lloyds £12k
CC Me MBNA £7.6k
Loan Nationwide £1.8k - 18months to go
Loan Black Horse £2k - just began.

All a result of a house renovation that cost loads more than I thought!