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Tenant Arrears... Plummeting, Tanking, Crashing even....

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Comments

  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Percy1983 wrote: »
    I smell double standards here.

    Tenants can't afford rent, kick them out and get somebody else in.

    Homeowners can't afford mortgage, don't kick them out and let somebody else buy, kicking families out on the street is wrong.

    So is kicking poor families out right or wrong, or is right if you gain and wrong if you don't?

    Not at all.

    Both rentors and mortgagees are entitled to benefits if they lose their jobs, as they should be for paying National Insurance.

    Nobody should be protected from choosing not to pay a rent or mortgage.
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
  • julieq
    julieq Posts: 2,603 Forumite
    Housing benefit is a hell of a lot more generous than mortgage interest payments anyway. Renters get a very good deal indeed.
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    First of all, they didn't lose "their" home. They lost the use of someone else's house, that they stopped paying for. They had no ownership of the property, no equity built up, and were no longer paying for the service they were consuming.

    And secondly, so gloating on here about....

    - Rising unemployment

    - Worsening economy

    - Rising tenant arrears

    - Landlords being repossessed because tenants won't pay

    Is somehow quite all right?

    I only ask as we get dozens of posts a month with the above, and I've yet to see you play the old "distasteful" card with any of them. :cool:

    No, they aren't all right at all. And I've already said that I don't have a problem with LLs evicting non-paying tenants.

    I don't read most of the gloating threads, and I don't always bother to reply to the ones I do read. However, if you can find any post of mine in support of any gloating about anybody's suffering of any kind, I will give £10 to the charity of your choice.
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
    :)
  • lemonjelly
    lemonjelly Posts: 8,014 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    First of all, they didn't lose "their" home. They lost the use of someone else's house, that they stopped paying for.

    There is clearly no arguement from any quarter regarding the eviction of tenants who either do not pay rent lawfully due, or commit anti-social behaviour.

    However the article, and some subsequent posters have been pushing the notion that you can evict a tenant in order to get other tenants in who will pay higher rates.

    Is that ethical? Provided the tenant has abided by the terms and conditions of the tenancy, then why should a LL want to evict them (other than for a quick buck?)

    Whilst a tenancy is in effect, it is their home, legally. The tenancy agreement gives them exclusive rights to the home.

    FWIW LL's evicting decent tenants for a higher payer are, imo engaging in a false economy.

    Oh, & kudos to LydiaJ for her response.
    It's getting harder & harder to keep the government in the manner to which they have become accustomed.
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lemonjelly wrote: »
    There is clearly no arguement from any quarter regarding the eviction of tenants who either do not pay rent lawfully due, or commit anti-social behaviour.

    However the article, and some subsequent posters have been pushing the notion that you can evict a tenant in order to get other tenants in who will pay higher rates.

    Is that ethical? Provided the tenant has abided by the terms and conditions of the tenancy, then why should a LL want to evict them (other than for a quick buck?)
    .

    The article states rent arrears have decreased because landlords have become firmer with enforcement, knowing that rentals are in such short supply they can find another tenant and likely at a higher rate too.

    It does not state landlords are evicting tenants who abide by the terms of their agreement.
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    julieq wrote: »
    Hang on Graham, you've suggested in the past that if you can't afford the house you've bought you should be chucked out of it. So why should people who can't afford the house they've rented be allowed special treatment?

    What I've actually suggested is that 18 months of SMI support is enough to get people sorted.

    I've never once suggested homeowners get reposessed as soon as they are in arrears, so stop it with the forum politics, trying to change what was actually said to suit.
  • peakoil_2
    peakoil_2 Posts: 206 Forumite
    What I've actually suggested is that 18 months of SMI support is enough to get people sorted.

    I've never once suggested homeowners get reposessed as soon as they are in arrears, so stop it with the forum politics, trying to change what was actually said to suit.

    do you think that the same rules should be applied to people who rent? 18 months support and then out?
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    peakoil wrote: »
    do you think that the same rules should be applied to people who rent? 18 months support and then out?

    And Graham ghosts out of the thread again....;)
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    And Graham ghosts out of the thread again....;)

    I apologise. However, had a son to read a nursery rhyme to and put to bed.

    In answer to the loaded question from chucky. No, I don't think 18 months is viable as renting is a different kettle of fish. However, I do think the system we currently have leaves tenants open to a lot of upheavel after their 6 month contracts, and I do feel there should be rent controls in place.
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No, I don't think 18 months is viable as renting is a different kettle of fish. .

    Explain....
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
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