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Feelin Down today

As you may know from other posts, we are heavily in debt due to caring for a family member last year and today is a BAD DAY!!!

We have no money whatsoever until Wednesday this week when I get paid as the bank accounts are completely empty!!!

I really want to get this debt down to a more manageable level and have managed to do a few things - mortgage now on interest only, inherited property rented (although would love to sell) and I have decided to sell my car and either walk home or catch the bus as the cost of running two cars and paying extortionate parking fees every day just to go to work is crippling but it just feels like we take 1 step forward and 2 back!!!

Someone give me a kick up the preverbial as I am in danger of spending the whole day in bed as I am so fed up with it all !!! The debt problem seems to take over my whole life and it's all I can do to think of anything else!!!

I am sure this will ease in the next couple of months but for today i have had enough!!!

Sorry - whinge over! :mad:
«13

Comments

  • CH27
    CH27 Posts: 5,531 Forumite
    Right get up & have a shower!

    You cannot expect to rectify your debt problems overnight.
    They took time to accumulate & will take time to solve.

    Stop feeling sorry for yourself & do something to take your mind of it.

    Is that a big enough kick?
    Try to be a rainbow in someone's cloud.
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Sorry you're feeling so lousy. (((Hugs)))
    You're making progress and that's really good. I find it really frustrating sometimes that the debt isn't going down any quicker but we're doing what we can and that has to be enough.
    It WILL get paid off (as will yours) and that's what's important.
    Have you enough food etc in as you are out of money?
    Now, get out of bed and go and check and let me know :D
    xx
  • CH27 wrote: »
    Right get up & have a shower!

    You cannot expect to rectify your debt problems overnight.
    They took time to accumulate & will take time to solve.

    Stop feeling sorry for yourself & do something to take your mind of it.

    Is that a big enough kick?

    Thank you so much, the straw that broke the camels back today is that my Daughter needs a new ruler for school (old one broke) and it costs 20p - I don't even have that give her!!!! :(
  • Hovel_lady wrote: »
    Sorry you're feeling so lousy. (((Hugs)))
    You're making progress and that's really good. I find it really frustrating sometimes that the debt isn't going down any quicker but we're doing what we can and that has to be enough.
    It WILL get paid off (as will yours) and that's what's important.
    Have you enough food etc in as you are out of money?
    Now, get out of bed and go and check and let me know :D
    xx

    Thank you very much - I have done as I was told and gone and checked that we have food in and DH assures me we have plenty - he said it's looking good for spaghetti on toast tomorrow :D
  • jellybean39
    jellybean39 Posts: 474 Forumite
    Hugs for you.
    Keep your chin up IT WILL GET BETTER.
    Have u got anyway of making any extra income? i felt like you but peeps on here have been great.
    I have had a massive sort out and was doing a car boot sale tody but weather is bad so we in process of listing it on ebay, task in itself as i have never done it before!!! the thing is it was never going to be easy but are your repayments realistic to what you earn? if there not then you wont have enough to live on and then you will feel bad if u not eating properly etc.
    If u havent read it yet read millionareintraining diary she is quite an inspiration and love reading her threads as she has bad says to and rally good at advice.
    i know everyone prob have advised all this already but hope it something u cand o to make things easier.xxx
    Mum 30k/29000
    BC1 11500/11300
    BC2 10500/10300
    BC3 6500/6400 NW 950/800 Next 600/450
    Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!
  • Barneysmom
    Barneysmom Posts: 10,147 Ambassador
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I know there's nothing I can do to help you but sending you a big hug anyway xx
    I’m a Forum Ambassador and I support the Forum Team on the Old style MoneySaving boards.
     If you need any help on these boards, please let me know.
     Please report any posts you spot that are in breach of the Forum Rules by using the Report button, or by e-mailing forumteam@moneysavingexpert.com.
     All views are my own and not of MoneySavingExpert.com
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    edited 17 July 2011 at 2:51PM
    Thank you very much - I have done as I was told and gone and checked that we have food in and DH assures me we have plenty - he said it's looking good for spaghetti on toast tomorrow :D
    I love spaghetti on toast - I'll be round tomorrow if you have enough for me :D
    It will get better for you. We all have blue days. xx
  • jellybean39
    jellybean39 Posts: 474 Forumite
    ive added u to my contacts so can pop in and see how u doing if u having a bad day send me a message dont mind having a chat i know its crap when u feel like u do been there lots of times xxxx just remember your dealin with your debt so be proud xxx
    Mum 30k/29000
    BC1 11500/11300
    BC2 10500/10300
    BC3 6500/6400 NW 950/800 Next 600/450
    Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!
  • Thank you very much - I have done as I was told and gone and checked that we have food in and DH assures me we have plenty - he said it's looking good for spaghetti on toast tomorrow :D

    You are more than welcome - DH says we might even be able to put a little cheese on it!!!
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Cheese? cheese??
    Spaghetti AND cheese on toast. Luxury that is.
    Oo, looking forward to that :j
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