Harder to rewrite history than you think Bulls.

geneer

Occam/s_Razor wrote: »

why would people who have made a considerable amount of money whilst you sat back playing with your todger, be angry?

you sound like someone of limited intelligence, limited means, who us grasping at straws as a some of sort of justification.

I mean honestly? Why?

if you had the chance to purchase property and didn't - you lost a considerable amount of money by any measure. if you didn't have that opportunity, then your approach is even weirder.

and weirdo is what I think when I read most of your posts. along with uneducated, and illinformed.

Nope. I've set my "spitter" detector to full, but theres not a trace of misguided foaming rage in the above.

Oh hang on. I forgot to plug it in. :rotfl:

geneer

Occam/s_Razor wrote: »

you've no idea what you're talking about do you?

you'd rather receive no interest on savings, than pay no interest on borrowing? gosh.

can I ask what your educational background is? because I can tell you what it isn't and doesn't cover.

:rotfl:A fairly high education background I would say.
Which is why I see the benefit in buying after a significant house price crash, and putting down as big a deposit as possible.

For some reason this escapes your big brain.

geneer

Cleaver wrote: »

Holy sh*t. On first read this sounds like the history of some form of political ideology with decades of struggle and turbulance involving hundreds of thousands of dedicated individuals. Then you have to remind yourself that this is actually all about a handful of people bickering back and forth about house prices on a couple of forums.

Turns out we are a handful of people bickering on house price forums. Who would have thunk it huh.

Oh well. I'll just leave you, with your amazing sense of perspective, to spend a couple of hours angrily cobbling together a rather mental reactionary thread.

Let it out cleaver.

Just let it out.

Cleaver

geneer wrote: »

Turns out we are a handful of people bickering on house price forums. Who would have thunk it huh.

Oh well. I'll just leave you, with your amazing sense of perspective, to spend a couple of hours angrily cobbling together a rather mental reactionary thread.

You saw that other thread as 'angry'? It was just a bit of a joke really. And it was around 20 minutes, not a couple of hours.

StevieJ

geneer wrote: »

Rather a strange position to take I think.
House prices are, in many areas and markets considerably cheaper than 2007. Tens of thousands of pounds cheaper.

Additionally, given that those holding off to buy were more likely to be saving up a tasty deposit, and that we know now that a bigger deposit provides significant savings in both the short term (interest rates) and the duration of the mortgage, its hard to see how this couldn't be a good thing.

They might be slightly cheaper but can I get a mortgage rate of BR+.95% for life of mortgage = 1.45% current? (oh also with no arrangement or valuation fee.)

Cleaver

geneer wrote: »

Rather a strange position to take I think.
House prices are, in many areas and markets considerably cheaper than 2007. Tens of thousands of pounds cheaper.

Additionally, given that those holding off to buy were more likely to be saving up a tasty deposit, and that we know now that a bigger deposit provides significant savings in both the short term (interest rates) and the duration of the mortgage, its hard to see how this couldn't be a good thing.

But again, we're just looking at buying a house from a financial position aren't we? And the finances is just one of many factors that people consider when they're buying a house. I fully understand and respect that for some people money is a big issue and they want to time their entry in to the housing market to ensure that they get the best value possible, and good for them. Others may put other factors in their life above financial savings and might choose to buy in to the market knowing that it might not be the 'best time' in terms of money, but might be the right time for them.

My friend bought a house with her husband about 7 years ago. They've just split up and sold the house and she has more than enough equity and salary to buy a nice pad. But she was married very young and is actually loving being free and single. She's rented a flat in the centre of the city she lives in and is enjoying every minute of having no committment, both in terms of relationships and being tied to a property. She plans to stay like this for a while. So this is just one example of where the buying vs renting is nothing to do with the finances.

Unlike you and the team you appear to be fighting against I hold no truck with either type of person. If you don't think buying a house now is sensible and that you'll save money by buying later, good luck to you. If you think buying a house now is the right decision for you now for whatever reason then good luck to you too.

heathcote123

geneer wrote: »

There are a number of errors in your statement.
This appears to need some clarifying.

There has been lots of discussion about JD over the years on a number of House Price Crash forums. This is only to be expected because, as the Media's go to guy for contra-vi opinion he's been somewhat of a focal point for bullish derision.


You are incorrect, in that I was not active in any Australian House Price forum.

Historically, a number of posters left HPC following Fubra's purchase of the same. They ended up on GlobalHousePriceCrash, a splinter forum if you like, which was to have less restricted moderation policies.

GHPC did ultimately close down, and many of the posters ended up on CreditCrunch, which continued in the same vein.

Credit crunch does have international forums. The australia forum turned out to be problematic, and crawling with the most tedious types of trolls. I'm not sure of the specifics but even on an open and anti-moderation forum it seemed something had to be done.
The offenders were banned and CC changed its membership policies to prevent massive amounts of banal sock puppetry.

The UK forum encountered what became know as the "OZ massive" on only one occasion. One of the trolls decided to expand to the UK forum for a bit of extra fun. Despite only a handful of low level encounters said poster was called out as an obvious troll by myself.
So enraged was Mr Troll at being so predictably obvious, and at being called out despite a raft of well practiced troll cover up routines, that, for "no apparent reason" every other troll from the OZ forum started swarming across the UK boards in an angry fashion. An event which caused more derision than disruption. As I recall, said poster even joined MSE to seek out one Mister Hamish McTavish to invite him across to join Credit Crunch, perhaps on the assumption that it would cause irritation to those posters who were glad to see the back of Mr McTavish previously.

Mr McTavish, a former Member of both HPC and GHPC claimed to have popped in randomly, allying himself with said disruptive trolls.
It all came out in the end in comedy fashion.

Finally, one poster (pimperne1) on CC became so tedious and repetative that he was uncerimoniously banned. This was quite an event for an open forum, and there was a lot of discussion about the same. A handful of Pimperne1s associates (and also former members of HPC, GHPC) decided to join him here under new usernames.

However, it is an unwritten rule of the internet that banned posters must constantly keep tabs on their former haunts, regularly posting angry links and commentary about the same. Hamish does it. Pimperne1 does it. Apparently the OZ trolls do it. Because they followed the discussions at CC to here, and Joined MSE to
whine and moan about CC moderation here (hence the influx of members with low post counts and a strange familiarity with House Price discussions).

Those highly disruptive trolls, now appear to have joined forces with the more tedious repetative trolls, and the board spammers, in an orgy of thanking and back slapping.

Hamish and a handful of the MSE bulls have thrown in their lot with the Oz bulls and the former Credit Crunch Bulls to create a vortex of sheer tedium.

The veneer of credibility has been stripped off. The benefit of the doubt has gone. Its clear to me that we're seeing the true colours of a number of posters.

Naturally, as a troller of trolls, I take a lot of delight in pointing this out. I do apologise if that is annoying to some.
But not if its annoying to those who deserve it.



Anyway, I know this kind of cross forum thing is of little interest for many, and I do hope you will simply ignore rather than become suddenly fixated on the same.
Just seems that theres a lot of stuff flying around at the moment, and it was an appropriate time to set the record somewhat straighter.

Cripes, someone forgot their anafranile this morning.

:j:cry::j:wave:_party__pale_:hello::j:think::silenced::j


Long, deep breaths....

geneer

Cleaver wrote: »

You saw that other thread as 'angry'? It was just a bit of a joke really. And it was around 20 minutes, not a couple of hours.

If you say so Cleaver.
Just a bit of a cross eyed, irrational, slightly bonkers passive aggressive joke in the wake of our little tete a tete eh.
All in good fun of course. :rotfl:

geneer

heathcote123 wrote: »

Cripes, someone forgot their anafranile this morning.

:j:cry::j:wave:_party__pale_:hello::j:think::silenced::j


Long, deep breaths....

Yeah being such a calm collected dude, you're not big on words are you fubs.

No doubt this inner peace is why you flounced out of HPC to join CC, and flounced out of CC to join MSE eh.

Graham_Devon

Occam/s_Razor wrote: »

actually that is crucially important.

an external liquidity crisis is a completely different beast to someone who claims that the domestic economic equation is unsustainable.

that is like telling someone that they should stop eating big macs because it will lead to an early grave, and then proclaiming foresight when they accidently perish in a freak plane crash.

anyone claiming that a crash would arise due to domestic overheating was wrong.


inarguably wrong, that did not happen.

Oh so the type of crash was wrong?

Some of you guys are absolutely fruitloop. Believe whatever makes you happy.