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family chasing me for money..

2

Comments

  • Thank you appreciate your input
  • Dave101t
    Dave101t Posts: 4,157 Forumite
    if the loan isnt in your name, then you dont have to pay.
    Target Savings by end 2009: 20,000
    current savings: 20,500 (target hit yippee!)
    Debts: 8000 (student loan so doesnt count)

    new target savings by Feb 2010: 30,000
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    Morally the OP has to pay!
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • justjohn
    justjohn Posts: 2,260 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 17 July 2011 at 12:25AM
    January20 wrote: »
    Morally the OP has to pay!

    LOL no Morally she should not pay back the gift,but just continue paying the loan.
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    edited 17 July 2011 at 2:59PM
    justjohn wrote: »
    LOL no Morally she should not pay back the gift,but just continue paying the loan.

    Yes I agree with you. I was replying specifically to Dave's post! She certainly shouldn't pay the gift back!
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • g_attrill
    g_attrill Posts: 691 Forumite
    Presumably either his wife is doing this all off her back without consulting him (knowing his dementia and mental state is in a state nothing can be proved either way), or because of his dementia, when asked about them he claims he never made them and the wife thinks this is enough to get it all back.

    The main thing is that the letter is basically alledging that some pretty serious fraud has occured. If they genuinely believe this has happened they should be involving the police! As mentioned though, everything should be traceable - the loan especially - and when that is disproved any allegations about the house money (which might not be traceable to any specific person) will not hold water.
  • January20 wrote: »
    Morally the OP has to pay!

    I've never not paid the loan but the point is how can they chase me and demand payment for a debt that's not mine.. If I was cruel I could refuse to pay the loan but I wouldn't.
  • g_attrill wrote: »
    Presumably either his wife is doing this all off her back without consulting him (knowing his dementia and mental state is in a state nothing can be proved either way), or because of his dementia, when asked about them he claims he never made them and the wife thinks this is enough to get it all back.

    The main thing is that the letter is basically alledging that some pretty serious fraud has occured. If they genuinely believe this has happened they should be involving the police! As mentioned though, everything should be traceable - the loan especially - and when that is disproved any allegations about the house money (which might not be traceable to any specific person) will not hold water.

    And that's what's so upsetting as nothing was done untowards or using the poa the letter is pure slander. Very upset by the whole matter.. It's my Dad after all!
  • I have no idea what you can do about this, but surely there must be some sort of safeguard in place for vulnerable adults? Or is that just wishful thinking?


    Yes, the local authority and/or PCT will have a safeguarding vulnerable adults team where advice can be sought for this kind of situation.

    I assume that your father had given you PoA but it hadn't been registered for use? That is, you weren't given day-to-day responsibility for his finances etc, therefore he is within his rights to change his named attorney. And on doing so, his solicitor would have had to establish that your father possessed capacity to make those decisions and that he was not under any duress when he did so.

    Also, if your father has re-written his will, the solicitor will have had to establish capacity.

    In addition, any will that was written prior to the marriage is void on marriage, unless it was written 'in contemplation of marriage'. If no new will is written, the rules of intestacy will apply, which from memory is half the estate to the children equally and half to the wife, with the remainder to children.

    If your PoA had already been registered for use, your father wouldn't have been able to change his named attorney.
  • good luck , sounds as if new wife is a gold digger. what background information do you have on her? how many marriages etc?
    O/S Debt: PL £[STRIKE]15207.34[/STRIKE] £9884.55; HSBC £4060.99; Tesco£1430.15; M&S £5990.17; Virgin [STRIKE]£5158.69[/STRIKE] £4210.14; Egg £4619.00; O/S = ££30,292.42 AIM - To Be Debt Free 56 months
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