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  • Hi Brindle, I don't have much more advice to offer but you sound like you need a hug:grouphug:

    Have a good look around this site especially the challanges.

    Apply for some freebies to treat OH, its the thought that counts (and your self)

    Look in to free day trips, museums, galleries, parks take a picnic ~ you could always use your savings from coffee/crisps to pay the travel costs.

    The way I read it you haven't only cut £1000 of your debt this year, you also haven't increased the debt by the normal £6000. Thats 7K better off :D

    Sorry starting to nag, i'll go and have a lie down in a darkned room.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    SPENDING DIARY!!!!!!!

    EVERY PENNY!!!!!!

    DO IT!!!!!!

    NOW!!!!

    Hello, and good luck by the way!!!!!:hello:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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